PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS CREDIT UNION PERIODE 2011-2015

NINGSIH, VERONICA YULI INDRA (2017) PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS CREDIT UNION PERIODE 2011-2015. S1 thesis, Universitas Mercu Buana Jakarta.

Preview	Text (HAL COVER) 1 HALAMAN COVER.pdf Download (265kB) | Preview
Preview	Text (ABSTRAK) 2. ABSTRAK.pdf Download (96kB) | Preview
	Text (BAB I) 3 . BAB I.pdf Restricted to Registered users only Download (55kB)
	Text (BAB II) 4. BAB II.pdf Restricted to Registered users only Download (85kB)
	Text (BAB III) 5. BAB III.pdf Restricted to Registered users only Download (65kB)
	Text (BAB IV) 6. BAB IV.pdf Restricted to Registered users only Download (93kB)
	Text (BAB V) 7. BAB V.pdf Restricted to Registered users only Download (20kB)
	Text (DAFTAR PUSTAKA DAN LAMPIRAN) 8. DAFTAR PUSTAKA DAN LAMPIRAN.pdf Restricted to Registered users only Download (364kB)

Abstract

Profitabilitas merupakan kemampuan sebuah lembaga keuangan dalam memperoleh laba dari kegiatan operasionalnya, agar mendapatkan pendapatan bagi lembaga keuangan tersebut. Beberapa rasio yang mempengaruhi profitabilitas suatu lembaga keuangan, diantaranya yaitu CAR, NPL dan LDR. Tujuan penelitian ini adalah untuk mengetahui seberapa besar pengaruh CAR, NPL dan LDR terhadap profitabilitas yang diukur dengan rasio Return On Asset (ROA). Penelitian ini dilakukan pada Credit Union yang terdaftar dan berada di Jakarta periode 2011-2015. Metode pengambilan sampel menggunakan purposive sampling dengan sampel 14 Credit Union. Hasil penelitian menunjukkan bahwa secara parsial NPL dan LDR tidak berpengaruh signifikan terhadap ROA, namun CAR berpengaruh signifikan terhadap ROA. Secara simultan variabel CAR, NPL, dan LDR berpengaruh signifikan terhadap ROA. Hal ini membuktikan bahwa peningkatan kinerja yang diukur dengan variabel CAR, NPL dan LDR mempengaruhi profitabilitas yang diukur dengan ROA.Profitability is the ability of a financial institution in profit from operations, in order to earn revenue for the financial institution. Some of the ratios that affect the profitability of financial institutions, among which the CAR, NPL and LDR. The purpose of this study was to determine how much influence the CAR, NPL and LDR to profitability as measured by the ratio of return on assets (ROA). This research was conducted at the Credit Union registered and located in Jakarta period 2011-2015. The sampling method using purposive sampling with a sample of 14 Credit Union. The results showed that partially NPL and LDR no significant positive effect on ROA, but CAR significant effect on ROA. Simultaneously variable CAR, NPL and LDR significant effect on ROA. This proves that an increase in the performance improvement as measured by the variable CAR, NPL and LDR affect profitability as measured by ROA.

Actions (login required)

View Item