PENGARUH ESG, KAPASITAS OPERASIONAL, RASIO KLAIM DAN LIKUIDITAS TERHADAP FINANCIAL DISTRESS PERUSAHAAN ASURANSI DIMODERASI RISK-BASED CAPITAL

MAHENDRA, BHIMA (2025) PENGARUH ESG, KAPASITAS OPERASIONAL, RASIO KLAIM DAN LIKUIDITAS TERHADAP FINANCIAL DISTRESS PERUSAHAAN ASURANSI DIMODERASI RISK-BASED CAPITAL. S2 thesis, Universitas Mercu Buana Jakarta.

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Abstract

This study aims to test and analyze the effect of ESG, Operational Capacity, Claim Ratio and Liquidity on Financial Distress in Insurance Companies in Indonesia with Risk-Based Capital as a Moderating Variable. This research uses a quantitative approach. The sampling technique uses saturated sampling. The research subjects consisted of 18 insurance companies in Indonesia recognized by the IDX. This research uses regression analysis methods and panel data with the help of EViews 12. The results of the study indicate that ESG and Liquidity do not have a significant effect on Financial Distress. Operational Capacity has a positive effect, while the Claim Ratio has a negative effect on Financial Distress. Risk-Based Capital is not able to moderate the relationship between ESG or Liquidity and Financial Distress. However, Risk-Based Capital is proven to moderate the relationship between Operational Capacity and the Claim Ratio with Financial Distress. Keywords: ESG, Operational Capacity, Claim Ratio, Liquidity, Financial Distress, Risk-Based Capital Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh ESG, Kapasitas Operasional, Rasio Klaim dan Likuiditas terhadap Financial Distress pada Perusahaan Asuransi di Indonesia dengan Risk-Based Capital sebagai Variabel Moderasi. Penelitian ini menggunakan pendekatan kuantitatif. Teknik pengambilan sampel menggunakan sampel jenuh. Subjek penelitian terdiri dari 18 perusahaan asuransi di Indonesia yang diakui oleh BEI. Penelitian ini menggunakan metode analisis regresi dan data panel dengan bantuan EViews 12. Hasil penelitian menunjukkan bahwa ESG dan Likuiditas tidak berpengaruh terhadap Financial Distress. Kapasitas Operasional berpengaruh positif, sedangkan Rasio Klaim berpengaruh negatif terhadap Financial Distress. Risk-Based Capital tidak mampu memoderasi hubungan antara ESG maupun Likuiditas terhadap Financial Distress. Namun, Risk-Based Capital terbukti memoderasi pengaruh Kapasitas Operasional dan Rasio Klaim terhadap Financial Distress. Kata Kunci: ESG, Kapasitas Operasional, Rasio Klaim, Likuiditas, Financial Distress, Risk-Based Capital

Item Type:	Thesis (S2)
Call Number CD:	CD/551. 25 077
NIM/NIDN Creators:	55123110108
Uncontrolled Keywords:	ESG, Kapasitas Operasional, Rasio Klaim, Likuiditas, Financial Distress, Risk-Based Capital
Subjects:	000 Computer Science, Information and General Works/Ilmu Komputer, Informasi, dan Karya Umum > 020 Library and Information Sciences/Perpustakaan dan Ilmu Informasi > 025 Operations, Archives, Information Centers/Operasional Perpustakaan, Arsip dan Pusat Informasi, Pelayanan dan Pengelolaan Perpustakaan > 025.1 Administration and Library Management/Administrasi dan Manajemen Perpustakaan > 025.11 Finance/Keuangan 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.6 Investment/Investasi
Divisions:	Pascasarjana > Magister Manajemen
Depositing User:	khalimah
Date Deposited:	14 Oct 2025 07:41
Last Modified:	14 Oct 2025 07:41
URI:	http://repository.mercubuana.ac.id/id/eprint/99248

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