Musila, Ivan Yuan Pratama (2025) PENGARUH GREEN BANKING, BOPO, DAN CAR TERHADAP PROFITABILITAS PERBANKAN YANG TERCATAT DI BEI DAN PLATFORM IKBI. S1 thesis, Universitas Mercu Buana - Menteng.
|
Text (Cover)
43121110065-Ivan Yuan Pratama Musila-01 Cover - IVAN YUAN PRATAMA MUSILA.pdf Download (707kB) | Preview |
|
![[img]](https://repository.mercubuana.ac.id/style/images/fileicons/text.png) |
Text (BAB I)
43121110065-Ivan Yuan Pratama Musila-02 Bab 1 - IVAN YUAN PRATAMA MUSILA.pdf Restricted to Registered users only Download (212kB) |
|
|
Text (BAB II)
43121110065-Ivan Yuan Pratama Musila-03 Bab 2 - IVAN YUAN PRATAMA MUSILA.pdf Restricted to Registered users only Download (297kB) |
|
|
Text (BAB III)
43121110065-Ivan Yuan Pratama Musila-04 Bab 3 - IVAN YUAN PRATAMA MUSILA.pdf Restricted to Registered users only Download (241kB) |
|
|
Text (BAB IV)
43121110065-Ivan Yuan Pratama Musila-05 Bab 4 - IVAN YUAN PRATAMA MUSILA.pdf Restricted to Registered users only Download (217kB) |
|
|
Text (BAB V)
43121110065-Ivan Yuan Pratama Musila-06 Bab 5 - IVAN YUAN PRATAMA MUSILA.pdf Restricted to Registered users only Download (101kB) |
|
|
Text (Daftar Pustaka)
43121110065-Ivan Yuan Pratama Musila-08 Daftar Pustaka - IVAN YUAN PRATAMA MUSILA.pdf Restricted to Registered users only Download (177kB) |
|
|
Text (Lampiran)
43121110065-Ivan Yuan Pratama Musila-09 Lampiran - IVAN YUAN PRATAMA MUSILA.pdf Restricted to Registered users only Download (92kB) |
Abstract
Perbankan berperan penting dalam mendukung pembangunan berkelanjutan melalui penerapan Green Banking. Namun, kebijakan ini kerap dianggap belum memberi dampak langsung pada profitabilitas. Penelitian ini bertujuan menganalisis pengaruh Green Banking, BOPO, dan Capital Adequacy Ratio (CAR) terhadap profitabilitas (ROA) bank yang tercatat di Bursa Efek Indonesia (BEI) dan tergabung dalam Inisiatif Keuangan Berkelanjutan Indonesia (IKBI) periode 2019– 2023. Sampel penelitian mencakup 10 bank dengan metode purposive sampling. Analisis dilakukan menggunakan regresi data panel dengan Random Effect Model (REM). Hasil penelitian menunjukkan bahwa secara simultan ketiga variabel berpengaruh terhadap ROA. Secara parsial, BOPO berpengaruh negatif signifikan, sedangkan Green Banking dan CAR tidak berpengaruh signifikan. Hal ini mengindikasikan bahwa efisiensi operasional lebih menentukan profitabilitas bank, sementara Green Banking dan kecukupan modal berperan pada stabilitas serta keberlanjutan jangka panjang. The banking sector plays an essential role in supporting sustainable development through the implementation of Green Banking. However, this policy is often considered to have no direct impact on profitability. This study aims to analyze the effect of Green Banking, BOPO, and Capital Adequacy Ratio (CAR) on bank profitability (ROA) listed on the Indonesia Stock Exchange (IDX) and included in the Indonesia Sustainable Finance Initiative (IKBI) during 2019–2023. The sample consisted of 10 banks selected using purposive sampling. Data analysis was conducted using panel data regression with the Random Effect Model (REM). The results show that simultaneously the three variables influence ROA. Partially, BOPO has a negative and significant effect, while Green Banking and CAR have no significant effect. These findings indicate that operational efficiency is the key factor in determining bank profitability, while Green Banking and capital adequacy mainly contribute to long-term stability and sustainability.
| Item Type: | Thesis (S1) |
|---|---|
| NIM/NIDN Creators: | 43121110065 |
| Uncontrolled Keywords: | Green Banking, BOPO, CAR, ROA, Perbankan BEI dan IKBI Green Banking, BOPO, CAR, ROA, Banking BEI and IKBI |
| Subjects: | 600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 658 General Management/Manajemen Umum > 658.1 Organizations/Manajemen Organisasi |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | ZAIRA ELVISIA |
| Date Deposited: | 25 Sep 2025 02:08 |
| Last Modified: | 25 Sep 2025 02:08 |
| URI: | http://repository.mercubuana.ac.id/id/eprint/98447 |
Actions (login required)
 |
View Item |
