PENGARUH FEAR OF MISSING OUT DAN YOU ONLY LIVE ONCE TERHADAP PERILAKU KEUANGAN GENERASI Z DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL MODERASI

SIMAMORA, FAHMI PRAYOGI (2025) PENGARUH FEAR OF MISSING OUT DAN YOU ONLY LIVE ONCE TERHADAP PERILAKU KEUANGAN GENERASI Z DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL MODERASI. S1 thesis, Universitas Mercu Buana Jakarta.

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Abstract

Teenagers in Indonesia are currently faced with challenges in the aspect of financial management. This challenge occurs along with the increasing lifestyle of teenagers in Indonesia. This lifestyle change has an impact on their financial behaviour. This study aims to analyse the effect of Fear of Missing Out (FoMO) and You Only Live Once (YOLO) on Generation ‘Z's Financial Behaviour with Financial Literacy as a Moderating Variable. This study uses a quantitative approach with a questionnaire as a data collection instrument. The population in this study were Generation Z Regular 2 students, S1 Management Study Programme, Faculty of Economics and Business, Universitas Mercu Buana Jakarta. The research sample consists of 240 students, calculated using the Slovin formula with purposive sampling method. Data analysis utilises Partial Least Square (PLS) with the assistance of SmartPLS software version 4.1.0.9. The results showed that fear of missing out has a negative and significant effect on student financial behaviour, you only live once has a negative and significant effect on student financial behaviour. Financial Literacy cannot moderate the relationship between fear of missing out and you only live once on student financial behaviour. Keywords : Fear of Missing Out, You Only Live Once, Financial Behavior, Generation Z, Financial Literacy. Remaja di Indonesia saat ini dihadapkan pada tantangan dalam aspek pengelolaan keuangan. Tantangan ini terjadi seiring dengan meningkat nya gaya hidup remaja di Indonesia. Perubahan gaya hidup ini berdampak pada perilaku keuangan mereka. Penelitian ini bertujuan untuk menganalisis pengaruh Fear of Missing Out (FoMO) dan You Only Live Once (YOLO) terhadap Perilaku Keuangan Generasi Z dengan Literasi Keuangan sebagai variabel moderasi. Penelitian ini menggunakan pendekatan kuantitatif dengan kuesioner sebagai instrumen pengambilan data. Populasi dalam penelitian ini adalah Mahasiswa Generasi Z Regular 2, Program Studi S1 Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Mercu Buana Jakarta. Sampel penelitian berjumlah 240 mahasiswa yang dihitung menggunakan rumus Slovin dengan metode purposive sampling. Analisis data menggunakan Partial Least Square (PLS) dengan bantuan software SmartPLS versi 4.1.0.9. Hasil penelitian menunjukkan bahwa fear of missing out berpengaruh negatif dan signifikan terhadap perilaku keuangan mahasiswa, you only live once berpengaruh negatif dan signifikan terhadap perilaku keuangan mahasiswa. Literasi Keuangan tidak dapat memoderasi hubungan antara fear of missing out dan you only live once terhadap perilaku keuangan mahasiswa. Kata Kunci : Fear of Missing Out, You Only Live Once, Perilaku Keuangan, Generasi Z, Literasi Keuangan

Item Type:	Thesis (S1)
Call Number CD:	FE/MJ. 25 106
NIM/NIDN Creators:	43120120044
Uncontrolled Keywords:	Fear of Missing Out, You Only Live Once, Perilaku Keuangan, Generasi Z, Literasi Keuangan
Subjects:	100 Philosophy and Psychology/Filsafat dan Psikologi > 150 Psychology/Psikologi > 152 Sensory Perception, Movement, Emotions, Physiological Drives/Psikologi Fisiologis 100 Philosophy and Psychology/Filsafat dan Psikologi > 150 Psychology/Psikologi > 152 Sensory Perception, Movement, Emotions, Physiological Drives/Psikologi Fisiologis > 152.4 Emotions and Feeling/Emosi dan Perasaan > 152.46 Fear/Takut 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan
Divisions:	Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User:	khalimah
Date Deposited:	26 May 2025 07:39
Last Modified:	26 May 2025 07:39
URI:	http://repository.mercubuana.ac.id/id/eprint/95645

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