PENGARUH PENGETAHUAN KEUANGAN, SIKAP KEUANGAN, EXTERNAL LOCUS OF CONTROL, TERHADAP PERILAKU MANAJEMEN KEUANGAN GENERASI MILENIAL DI ERA DIGITAL

BATUBARA, MUHAMMAD REZA (2021) PENGARUH PENGETAHUAN KEUANGAN, SIKAP KEUANGAN, EXTERNAL LOCUS OF CONTROL, TERHADAP PERILAKU MANAJEMEN KEUANGAN GENERASI MILENIAL DI ERA DIGITAL. S1 thesis, Universitas Mercu Buana Jakarta.

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Abstract

This study was conducted to determine the effect of financial knowledge, financial attitudes, external locus of control, on the behavior of the millennial generation of financial management. The independent variables obtained from the results of the preliminary survey are financial knowledge, financial attitudes, and external locus of control. While the dependent variable obtained is financial management behavior. The population used is the Millennial Generation in the Digital Era. The sample used in this study was 96 respondents, which were taken using the convenience sampling technique. By using a quantitative descriptive approach, statistical analysis of the data was carried out using the SEM-PLS approach. The results of this study indicate that financial knowledge has a significant positive effect on financial management behavior, financial attitudes have a positive effect on financial management behavior, and external locus of control has a significant positive effect on financial management behavior. Keywords : Financial Knowledge, Financial Attitude, External Locus of Control, Financial Management Behavior Generation Millennial Penelitian ini dilakukan untuk mengetahui pengaruh pengetahuan keuangan, sikap keuangan, kontrol diri dari luar (External Locus of Control), terhadap Perilaku Manajemen Keuangan Generasi Milenial. Variabel independen yang didapatkan dari hasil survei pendahuluan adalah pengetahuan keuangan, sikap keuangan, dan kontrol diri dari luar (External Locus of Control). Sedangkan variabel dependen yang didapatkan adalah perilaku manajemen keuangan. Populasi yang digunakan adalah Generasi Milenial di Era Digital. Sampel yang digunakan dalam penelitian ini adalah sebanyak 96 responden, yang diambil dengan menggunakan teknik convenience sampling. Dengan menggunakan pendekatan deskriptif kuantitatif, analisis statistik terhadap data dilakukan dengan pendekatan SEM-PLS. Hasil penelitian ini menunjukkan bahwa pengetahuan keuangan berpengaruh positif signifikan terhadap perilaku manajemen keuangan, sikap keuangan berpengaruh positif terhadap perilaku manajemen keuangan, kontrol diri dari luar (external locus of control) berpengaruh positif signifikan terhadap perilaku manajemen keuangan. Kata kunci : Pengetahuan Keuangan, Sikap Keuangan, External Locus of Control, Perilaku Manajemen Keuangan Generasi Milenial

Item Type: Thesis (S1)
NIM/NIDN Creators: 43117110051
Uncontrolled Keywords: Pengetahuan Keuangan, Sikap Keuangan, External Locus of Control, Perilaku Manajemen Keuangan Generasi Milenial
Subjects: 000 Computer Science, Information and General Works/Ilmu Komputer, Informasi, dan Karya Umum > 020 Library and Information Sciences/Perpustakaan dan Ilmu Informasi > 025 Operations, Archives, Information Centers/Operasional Perpustakaan, Arsip dan Pusat Informasi, Pelayanan dan Pengelolaan Perpustakaan > 025.1 Administration and Library Management/Administrasi dan Manajemen Perpustakaan > 025.11 Finance/Keuangan
800 Literatures/Kesusastraan > 800. Literatures/Kesusastraan > 801 Philosophy and Theory of Literatures/Filsafat dan Teori Kesusastraan > 801.3 Value, Influence, Effect/Nilai, Pengaruh, Efek
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: CALVIN PRASETYO
Date Deposited: 17 Jul 2023 02:21
Last Modified: 17 Jul 2023 02:21
URI: http://repository.mercubuana.ac.id/id/eprint/79252

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