PERBANDINGAN PENGHIMPUNAN DANA PIHAK KETIGA PERBANKAN SYARIAH SEBELUM DAN SESUDAH KEBIJAKAN OFFICE CHANNELING (Studi Empiris Pada Unit Usaha Syariah di Indonesia)

ABIDI, MUHAMAD ZIDNI (2019) PERBANDINGAN PENGHIMPUNAN DANA PIHAK KETIGA PERBANKAN SYARIAH SEBELUM DAN SESUDAH KEBIJAKAN OFFICE CHANNELING (Studi Empiris Pada Unit Usaha Syariah di Indonesia). S1 thesis, Universitas Mercu Buana Jakarta.

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Abstract

This study aims to find out how to collect third party funds in Islamic banking in Indonesia before and after the implementation of office channeling policies. and there is also a significant influence from office channeling policy on the collection of Third Party Funds in Islamic Banking in Indonesia. This study uses descriptive method and comparative analysis and to test the hypothesis the authors use data analysis with statistical difference test or paired sample t-test. The results showed that there was a difference in the average quantity of third party fund collection in Islamic banking in Indonesia before and after the implementation of office channeling policy and there was a significant effect of office channeling policy on the collection of Third Party Funds in Islamic Banking in Indonesia. Keywords: Third Party Funds, Office channeling Penelitian ini bertujuan untuk mengetahui Bagaimana Penghimpunan dana pihak ketiga pada perbankan syariah di Indonesia sebelum dan sesudah penerapan kebijakan office channeling. dan juga terdapat pengaruh yang signifikan dari kebijakan office channeling terhadap penghimpunan Dana Pihak Ketiga Pada Perbankan Syariah di Indonesia. Penelitian ini menggunakan metode Deskriptif dan analisa komparatif serta untuk menguji hipotesis penulis menggunakan analisa data dengan uji beda statistik atau uji paired sample t-test. Hasil penelitian menunjukkan Terdapat perbedaan rata-rata kuantitas penghimpunan dana pihak ketiga pada perbankan syariah di Indonesia sebelum dan sesudah penerapan kebijakan office channeling dan Terdapat pengaruh yang signifikan dari kebijakan office channeling terhadap penghimpunan Dana Pihak Ketiga Pada Perbankan Syariah di Indonesia. Kata Kunci : Dana Pihak Ketiga, Office Channeling

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