PENGARUH NET INTEREST MARGIN, CAPITAL ADEQUANCY RATIO, LOAN DEPOSIT TO RATIO, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP NON-PERFORMING LOAN (Studi Empiris Pada Bank Pembangunan Daerah (BPD) Periode 2013-2017)PENGARUH NET INTEREST MARGIN, CAPITAL ADEQUANCY RATIO, LOAN DEPOSIT TO RATIO, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP NON-PERFORMING LOAN (Studi Empiris Pada Bank Pembangunan Daerah (BPD) Periode 2013-2017)

WINDASARI, WINDASARI (2020) PENGARUH NET INTEREST MARGIN, CAPITAL ADEQUANCY RATIO, LOAN DEPOSIT TO RATIO, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP NON-PERFORMING LOAN (Studi Empiris Pada Bank Pembangunan Daerah (BPD) Periode 2013-2017)PENGARUH NET INTEREST MARGIN, CAPITAL ADEQUANCY RATIO, LOAN DEPOSIT TO RATIO, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP NON-PERFORMING LOAN (Studi Empiris Pada Bank Pembangunan Daerah (BPD) Periode 2013-2017). S1-Sarjana thesis, Universitas Mercu Buana Jakarta.

[img]
Preview
Text (HAL COVER)
1. Cover.pdf

Download (28kB) | Preview
[img]
Preview
Text (ABSTRAK)
2. Abstrak.pdf

Download (206kB) | Preview
[img]
Preview
Text (LEMBAR PERNYATAAN)
3. Lembar Pernyataan.pdf

Download (208kB) | Preview
[img]
Preview
Text (LEMBAR PENGESAHAN)
4. Lembar Pengesahan.pdf

Download (215kB) | Preview
[img]
Preview
Text (KATA PENGANTAR)
5. Kata Pengantar.pdf

Download (194kB) | Preview
[img]
Preview
Text (DAFTAR ISI)
6. Daftar Isi.pdf

Download (167kB) | Preview
[img]
Preview
Text (DAFTAR TABEL)
7. Daftar Tabel.pdf

Download (71kB) | Preview
[img]
Preview
Text (DAFTAR GAMBAR)
8. Daftar Gambar.pdf

Download (22kB) | Preview
[img]
Preview
Text (DAFTAR LAMPIRAN)
9. Daftar Lampiran.pdf

Download (22kB) | Preview
[img] Text (BAB I)
10. Bab 1.pdf
Restricted to Registered users only

Download (278kB)
[img] Text (BAB II)
11. Bab 2.pdf
Restricted to Registered users only

Download (420kB)
[img] Text (BAB III)
12. Bab 3.pdf
Restricted to Registered users only

Download (258kB)
[img] Text (BAB IV)
13. Bab 4.pdf
Restricted to Registered users only

Download (284kB)
[img] Text (BAB V)
14. Bab 5.pdf
Restricted to Registered users only

Download (170kB)
[img] Text (DAFTAR PUSTAKA)
15. Daftar Pustaka.pdf
Restricted to Registered users only

Download (220kB)
[img] Text (LAMPIRAN)
16. Lampiran.pdf
Restricted to Registered users only

Download (513kB)

Abstract

This study aims to examine and assess the effect of Net Interest Margin, Capital Adequancy Ratio, Loan Deposit to Ratio, and Operating Expenses to Operating Income on Non-Performing Loans (Empirical Study of Regional Development Banks (BPD) in 2013-2017). The population in this study were 26 banks registered with Bank Indonesia in the period 2013-2017. The sampling technique used was purposive sampling with a sample size of 17 banks. The research data is taken from the bank's official website. The analytical method used is multiple linear regression with the SPSS 21 program. The results showed that there were no deviations from the classical assumption test. This shows that the data is normal or meets the requirements to be used as a multiple linear regression model. From the results of the study showed that the variable Net Interest Margin and Operating Expenses to Operating Income have an affect the Non-Performing Loans, while the Capital Adequancy Ratio, Loan Deposit to Ratio, has not affect the Non-Performing Loans. Keywords : Net Interest Margin, Capital Adequancy Ratio, Loan Deposit to Ratio, and Operating Expenses to Operating Income, Non-Performing Loan. Penelitian ini bertujuan untuk menguji dan mengkaji Pengaruh Net Interest Margin, Capital Adequancy Ratio, Loan Deposit to Ratio, dan Biaya Operasional Pendapatan Operasional Terhadap Non-Performing Loan (Studi Empiris Pada Bank Pembangunan Daerah (BPD) Periode 2013-2017). Populasi dalam penelitian ini sejumlah 26 bank yang terdaftar di Bank Indonesia periode 2013 – 2017. Teknik sampling yang digunakan adalah purposive sampling dengan jumlah sampel sebanyak 17 bank. Data penelitian diambil dari website resmi bank terkait. Metode analisis yang digunakan yaitu regresi linier berganda dengan program SPSS 21. Hasil penelitian menunjukkan bahwa tidak ditemukan adanya penyimpangan terhadap uji asumsi klasik. Hal ini menunjukkan bahwa data yang tersedia normal atau memenuhi syarat untuk dijadikan model regresi linear berganda. Dari hasil penelitian menunjukkan bahwa variabel Net Interest Margin dan Biaya Operasional Pendapatan Operasional berpengaruh terhadap Non-Performing Loan, sedangkan Capital Adequancy Ratio, Loan Deposit to Ratio, tidak berpengaruh terhadap Non-Performing Loan. Kata Kunci : Net Interest Margin, Capital Adequancy Ratio, Loan Deposit to Ratio, Biaya Operasional Pendapatan Operasional Non-Performing Loan.

Item Type: Thesis (S1-Sarjana)
NIM: 43215110081
Uncontrolled Keywords: Net Interest Margin, Capital Adequancy Ratio, Loan Deposit to Ratio, Biaya Operasional Pendapatan Operasional Non-Performing Loan.
Subjects: 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.1 Banks/Bank, Perbankan
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 334 Cooperative/Koperasi, Sistem Perkoperasian
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 334 Cooperative/Koperasi, Sistem Perkoperasian > 334.2 Banking and Credit Cooperatives/Koperasi Perbankan dan Kredit
600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 657 Accounting/Akuntansi > 657.4 Specific Fields of Accounting/Bidang Akuntansi Tertentu > 657.42 Cost Accounting/Akuntansi Biaya
Divisions: Fakultas Ekonomi dan Bisnis > Akuntansi
Depositing User: Dede Muksin Lubis
Date Deposited: 24 Jun 2020 04:44
Last Modified: 24 Jun 2020 04:44
URI: http://repository.mercubuana.ac.id/id/eprint/56009

Actions (login required)

View Item View Item