ANALISIS TINGKAT KESEHATAN BANK DENGAN METODE RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) (Studi Empiris Pada PT. Bank Muamalat Indonesia, Tbk tahun 2015-2017)

FARHAN, AHMAD (2019) ANALISIS TINGKAT KESEHATAN BANK DENGAN METODE RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) (Studi Empiris Pada PT. Bank Muamalat Indonesia, Tbk tahun 2015-2017). S1 thesis, Universitas Mercu Buana Jakarta.

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Abstract

The purpose of this study is to determine the health level of Bank Muamalat Indonesia, Tbk in 2015-2017 by using the RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) methods. Bank soundness is measured by using several financial ratios. These ratios include NPF, FDR, GCG, ROA, ROE, NOM, BOPO, and CAR. This study uses descriptive study design with Bank Muamalat Indonesia, Tbk in 2015-2017 as a subject. The data is obtained from the documentation and analysis technique which is the RGEC method. The result of this study indicates during 2015-2017, the Risk Profile aspect of Bank Muamalat Indonesia, Tbk which was assessed by using the ratio of NPF and FDR as a whole illustrating of the well-implemented risk management. Aspects of Good Corporate Governance Bank Muamalat Indonesia, Tbk has implemented good corporate governance. Aspects of Earnings whose valuation uses ROA, ROE, NOM, and BOPO ratios, even though they are considered poor but there are increasing of the efforts every year by Bank Muamalat Indonesia, Tbk. Capital aspect by using CAR ratio, Bank Muamalat Indonesia, Tbk as a whole can be considered very good. Keywords: Bank Soundness Level, RGEC Method. Penelitian ini bertujuan untuk mengetahui tingkat kesehatan Bank Muamalat Indonesia, Tbk tahun 2015-2017 dengan menggunakan metode RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital). Tingkat kesehatan bank diukur dengan menggunakan beberapa rasio keuangan. Rasio-rasio tersebut antara lain NPF, FDR, GCG, ROA, ROE, NOM, BOPO, dan CAR. Jenis penelitian ini adalah penelitian deskriptif dengan subjek penelitian Bank Muamalat Indonesia, Tbk tahun 2015-2017. Data diperoleh dari dokumentasi dan teknik analisis yang digunakan adalah metode RGEC. Hasil penelitian ini menunjukkan bahwa selama tahun 2015-2017, aspek Risk Profile Bank Muamalat Indonesia, Tbk yang dinilai menggunakan rasio NPF dan FDR secara keseluruhan menggambarkan pengelolaan risiko yang telah dilaksanakan dengan baik. Aspek Good Corporate Governance Bank Muamalat Indonesia, Tbk sudah menerapkan tata kelola perusahaan dengan baik. Aspek Earnings yang penilaiannya menggunakan rasio ROA, ROE, NOM, dan BOPO walaupun dinilai kurang baik tapi ada usaha-usaha perbaikan di setiap tahunnya oleh Bank Muamalat Indonesia, Tbk. Aspek Capital dengan menggunakan rasio CAR, Bank Muamalat Indonesia, Tbk secara keseluruhan dapat dinilai sangat baik. Kata Kunci : Tingkat kesehatan bank, metode RGEC

Item Type: Thesis (S1)
Call Number CD: FE/AK. 19 154
Call Number: SE/32/19/005
NIM: 43214010010
Uncontrolled Keywords: Tingkat kesehatan bank, metode RGEC
Subjects: 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.1 Banks/Bank, Perbankan
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.2 Specialized Banking Institutions/Institusi Perbankan Khusus
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.8 Interest and Discount/Bunga Bank dan Diskon
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 334 Cooperative/Koperasi, Sistem Perkoperasian
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 334 Cooperative/Koperasi, Sistem Perkoperasian > 334.2 Banking and Credit Cooperatives/Koperasi Perbankan dan Kredit
Divisions: Fakultas Ekonomi dan Bisnis > Akuntansi
Depositing User: Dede Muksin Lubis
Date Deposited: 28 Nov 2019 01:00
Last Modified: 07 Jan 2020 06:11
URI: http://repository.mercubuana.ac.id/id/eprint/52293

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