HIDAYATI, DINIA (2025) ANALISIS PENGARUH CADANGAN KERUGIAN PENURUNAN NILAI, DANA PIHAK KETIGA, DAN NON-PERFORMING LOAN TERHADAP KINERJA KEUANGAN (StudiPada Perusahaan Perbankan Yang Tercatat DiBursa Efek Indonesia Tahun 2019- 2023). S1 thesis, Universitas Mercu Buana Jakarta.
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Abstract
The value of banking businesses listed on the Indonesia Stock Exchange significantly decreased between 2019 and 2023. This study aims to investigate how non-performing loans, impairment losses, and third-party funds affect financial performance. The study population consisted of all banking businesses that were listed on the Indonesia Stock Exchange throughout this time period; 47 companies in total met the requirements. Purposive sampling was used in the sampling procedure, and 13 businesses were selected as sample items. Panel data regression analysis was used in this study's causal approach to examine how the factors that were already present interacted. The results demonstrate that nonperforming loans have a negative and large impact on financial performance, third-party funds have a positive and significant impact on financial performance, and provision for impairment losses has no effect on financial performance. Keywords: Allowances for Impairment Losses, Third-Party Funds, Non Performing Loans, Financial Performance Nilai bisnis perbankan yang terdaftar di Bursa Efek Indonesia mengalami penurunan yang signifikan antara tahun 2019 dan 2023. Studi ini bertujuan untuk menyelidiki bagaimana kredit macet, kerugian penurunan nilai, dan dana pihak ketiga mempengaruhi kinerja keuangan. Populasi studi terdiri dari semua bisnis perbankan yang terdaftar di Bursa Efek Indonesia selama periode tersebut; total 47 perusahaan memenuhi syarat. Metode sampling purposive digunakan dalam prosedur sampling, dan 13 perusahaan dipilih sebagai sampel. Analisis regresi data panel digunakan dalam pendekatan kausal studi ini untuk mengeksplorasi bagaimana faktor-faktor yang sudah ada berinteraksi. Hasil menunjukkan bahwa kredit macet memiliki dampak negatif dan signifikan terhadap kinerja keuangan, dana pihak ketiga memiliki dampak positif dan signifikan terhadap kinerja keuangan, dan cadangan kerugian penurunan nilai tidak memiliki dampak terhadap kinerja keuangan. KataKunci: Cadangan Kerugian Penurunan Nilai, Dana Pihak Ketiga, Kredit Bermasalah, Kinerja Keuangan
| Item Type: | Thesis (S1) |
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| NIM/NIDN Creators: | 43123110048 |
| Uncontrolled Keywords: | Cadangan Kerugian Penurunan Nilai, Dana Pihak Ketiga, Kredit Bermasalah, Kinerja Keuangan |
| Subjects: | 000 Computer Science, Information and General Works/Ilmu Komputer, Informasi, dan Karya Umum > 020 Library and Information Sciences/Perpustakaan dan Ilmu Informasi > 025 Operations, Archives, Information Centers/Operasional Perpustakaan, Arsip dan Pusat Informasi, Pelayanan dan Pengelolaan Perpustakaan > 025.1 Administration and Library Management/Administrasi dan Manajemen Perpustakaan > 025.11 Finance/Keuangan 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.1 Banks/Bank, Perbankan |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | khalimah |
| Date Deposited: | 31 Mar 2026 03:17 |
| Last Modified: | 31 Mar 2026 03:17 |
| URI: | http://repository.mercubuana.ac.id/id/eprint/101800 |
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