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STIYAWATI, YUNI (2013) ANALISIS PENGARUH CAPITAL ADEQUACY RATIO (CAR), EFISIENSI (BOPO), NON PERFORMING LOAN (NPL), DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSETS (ROA) PADA BANK PERSERO PEMERINTAH PERIODE 2008-2012. S1 thesis, Universitas Mercu Buana.