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Hermansyah, Fadly (2013) ANALISIS PENGARUH CAPITAL ADEQUACY RATIO (CAR), BIAYA OPERASIONAL PADA PENDAPATAN OPERASIONAL (BOPO), NON PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR) TERHADAP RETURN ON ASSET (ROA) (STUDI KASUS BANK UMUM SYARIAH PERIODE 2008 - 2011). S1 thesis, Universitas Mercu Buana.