SISWANTO, AMELIA SISKA (2025) PENGARUH GOOD CORPORATE GOVERNANCE, MANAJEMEN RESIKO, DAN FINANCING TO DEPOSIT RATIO TERHADAP KINERJA KEUANGAN (Studi pada Bank Umum Syariah di Indonesia Periode 2019-2023). S1 thesis, Universitas Mercu Buana Jakarta.
|
Text (HAL COVER)
01 COVER.pdf Download (384kB) | Preview |
|
![]() |
Text (BAB I)
02 BAB 1.pdf Restricted to Registered users only Download (192kB) |
|
![]() |
Text (BAB II)
03 BAB 2.pdf Restricted to Registered users only Download (265kB) |
|
![]() |
Text (BAB III)
04 BAB 3.pdf Restricted to Registered users only Download (314kB) |
|
![]() |
Text (BAB IV)
05 BAB 4.pdf Restricted to Registered users only Download (564kB) |
|
![]() |
Text (BAB V)
06 BAB 5.pdf Restricted to Registered users only Download (119kB) |
|
![]() |
Text (DAFTAR PUSTAKA)
07 DAFTAR PUSTAKA.pdf Restricted to Registered users only Download (154kB) |
|
![]() |
Text (LAMPIRAN)
08 LAMPIRAN.pdf Restricted to Registered users only Download (107kB) |
Abstract
This study aims to analyze the effect of Good Corporate Governance (GCG), Risk Management as measured by Non-Performing Financing (NPF), and Financing to Deposit Ratio (FDR) on Financial Performance at Islamic Commercial Banks (BUS) in Indonesia for the period 2019-2023. Financial performance is measured by Return on Assets (ROA). This study uses quantitative research, where the data used are financial statements. The population in this study is the period 2019 to 2023 at Islamic Commercial Banks registered with the Financial Services Authority (OJK). The sample allocated is 9 Islamic Commercial Banks. The sampling method uses purposive sampling, namely samples taken based on predetermined criteria. The data collection method is by means of literature research. The data analysis method uses descriptive variables and panel data regression analysis. This study proves that the Good Corporate Governance variables of Independent Commissioner Structure, NonPerforming Financing, and Financing to Deposit Ratio (DPR) do not affect Financial Performance as measured by Return On Assets (ROA). While the Good Corporate Governance Structure of Institutional Ownership has a significant negative effect on Financial Performance as measured by Return On Assets (ROA). Keywords: Good Corporate Governance, Non-Performing Financing, Financing to Deposit Ratio, Financial Performance. Penelitian ini bertujuan untuk menganalisis pengaruh Good Corporate Governance (GCG), Manajemen Risiko yang diukur dengan Non-Performing Financing (NPF), dan Financing to Deposit Ratio (FDR) terhadap Kinerja Keuangan pada Bank Umum Syariah (BUS) di Indonesia periode 2019-2023. Kinerja keuangan diukur dengan Return on Assets (ROA). Penelitian ini menggunakan penelitian kuantitatif, di mana data yang digunakan adalah laporan keuangan (financial statement). Populasi dalam penelitian ini adalah periode tahun 2019 hingga 2023 pada Bank Umum Syariah yang terdaftar pada Otoritas Jasa Keuangan (OJK). Sampel yang dipergunakan adalah sebanyak 9 Bank Umum Syariah. Metode penarikan sampel menggunakan purposive sampling, yaitu sampel yang diambil berdasarkan kriteria yang sudah ditentukan. Metode pengumpulan data dengan cara penelitian kepustakaan. Metode analisis data menggunakan deskriptif variabel dan analisis regresi data panel. Penelitian ini membuktikan bahwa variabel Good Corporate Governance struktur Komisaris Independen, Non-Performing Financing, dan Financing to Deposit Ratio (FDR) tidak berpengaruh terhadap Kinerja Keuangan yang diukur dengan Return On Asstes (ROA). Sedangkan, Good Corporate Governance struktur Kepemilikan Institusional berpengaruh negatif signifikan terhadap Kinerja Keuangan yang diukur dengan Return On Asstes (ROA). Kata Kunci: Good Corporate Governance, Non-Performing Financing, Financing to Deposit Ratio, Kinerja Keuangan.
Item Type: | Thesis (S1) |
---|---|
Call Number CD: | FE/MJ. 25 322 |
NIM/NIDN Creators: | 43121110046 |
Uncontrolled Keywords: | Good Corporate Governance, Non-Performing Financing, Financing to Deposit Ratio, Kinerja Keuangan. |
Subjects: | 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.1 Banks/Bank, Perbankan |
Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
Depositing User: | khalimah |
Date Deposited: | 06 Oct 2025 01:53 |
Last Modified: | 06 Oct 2025 01:53 |
URI: | http://repository.mercubuana.ac.id/id/eprint/98780 |
Actions (login required)
![]() |
View Item |