ANIS, MUH (2021) PENGARUH LITERASI KEUANGAN, FINANCIAL TECHNOLOGY DAN RISK ATTITUDE TERHADAP PERILAKU KEUANGAN GENERASI MILENIAL DI ERA PANDEMI DI KABUPATEN BOGOR. S1 thesis, Universitas Mercu Buana.
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Abstract
Global economic conditions in 2020 are in a difficult and uncertain situation. The poor economic growth in 2020 was caused by the outbreak of the corona virus disease (Covid-19) which globally attacked almost all countries in the world. The situation, which had an impact on all sectors including health, social, economic and financial. The Covid-19 outbreak has naturally changed people's financial behavior, which used to be more consumptive and tend to be extravagant for lifestyle things, now they are more restrained and prioritize financial management behavior towards health. This research was conducted on 100 respondents using a quantitative descriptive approach. Because the data analysis used is statistical analysis in multiple linear regression test. The results of this study indicate that partially and simultaneously the variables of financial literacy, financial technology and risk attitude towards the financial behavior of the millennial generation in the pandemic era in Bogor Regency this is proven by the simultaneous test (f) and partial test (t) that the financial literacy variable, Financial technology has a significant positive influence on the financial behavior of the millennial generation in Bogor Regency, in contrast to the risk attitude variable which has a negative influence on the financial behavior of the millennial generation in Bogor Regency Kondisi perekonomian secara global tahun 2020 berada pada situasi yang sulit dan penuh ketidakpastian. Buruknya pertumbuhan ekonomi tahun 2020 ini disebabkan karena adanya wabah penyakit virus corona (Covid-19) yang menyerang secara global hampir semua negara di dunia Situasi, yang berdampak pada semua sektor diantaranya adalah kesehatan, sosial, ekonomi dan keuangan. Wabah covid-19 secara alami mengubah perilaku keuangan masyarakat yang dulunya lebih konsumtif dan cenderung boros untuk hal yang life style, kini lebih menahan diri dan lebih mengutamakan perilaku pengelolaan keuangan kearah kesehatan. Penelitaian ini di lakukan terhadap 100 responden dengan menggunakan pendekatan deskriptif kuantitatif. Karena analisis data yang di gunakan adalah analisis statistic dalam uji regresi linear berganda. Hasil penelitian ini menunjukan bahwa secara parsial dan simultan variabel literasi keuangan, financial technology dan risk attitude terhadap perilaku keuangan generasi milenial di era pandemi di Kabupaten Bogor hal ini di buktikan dengan uji simultan (f ) dan uji parsial (t) bahwa variabel literasi keuangan, financial technology memiliki pengaruh signifikan positif terhadap perilaku keuangan generasi milenial di kabupaten Bogor berbeda dengan variabel risk attitude yang mempunyai pengaruh negatif terhadap perilaku keuangan generasi milenial kabupaten Bogor.
| Item Type: | Thesis (S1) |
|---|---|
| NIM/NIDN Creators: | 43217310059 |
| Uncontrolled Keywords: | literasi keuangan, financial technology risk attitude, perilaku keuangan generasi milenial |
| Subjects: | 000 Computer Science, Information and General Works/Ilmu Komputer, Informasi, dan Karya Umum > 020 Library and Information Sciences/Perpustakaan dan Ilmu Informasi > 025 Operations, Archives, Information Centers/Operasional Perpustakaan, Arsip dan Pusat Informasi, Pelayanan dan Pengelolaan Perpustakaan > 025.1 Administration and Library Management/Administrasi dan Manajemen Perpustakaan > 025.11 Finance/Keuangan 600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 657 Accounting/Akuntansi |
| Divisions: | Fakultas Ekonomi dan Bisnis > Akuntansi |
| Depositing User: | AFIFAH SALMA RAMADINA |
| Date Deposited: | 06 Nov 2024 02:14 |
| Last Modified: | 06 Nov 2024 02:14 |
| URI: | http://repository.mercubuana.ac.id/id/eprint/92767 |
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