ANALISIS PERBANDINGAN TINGKAT KESEHATAN BANK MENGGUNAKAN METODE CAMEL (CAPITAL, ASSET, MANAGEMENT, EARNING, AND LIQUIDITY) (Studi pada Bank Umum Milik Negara dan Bank Umum Milik Swasta yang Tercatat di Bursa Efek Indonesia Tahun 2015-2019)

FITRIATUN, NUR (2021) ANALISIS PERBANDINGAN TINGKAT KESEHATAN BANK MENGGUNAKAN METODE CAMEL (CAPITAL, ASSET, MANAGEMENT, EARNING, AND LIQUIDITY) (Studi pada Bank Umum Milik Negara dan Bank Umum Milik Swasta yang Tercatat di Bursa Efek Indonesia Tahun 2015-2019). S1 thesis, Universitas Mercu Buana Jakarta.

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Abstract

The bank is a financial institution that provides financial services to the public, the bank has a role as a fundraiser and channeling funds back to the community. The purpose of this study was to determine the differences in the health level of state-owned and private-owned banks as measured using the CAMEL method in accordance with Bank Indonesia Regulation No.6 / 10 / PBI / 2004 concerning Bank Soundness Level. The research method used is the CAMEL method (CAR, NPA, PDN, ROA, BOPO, LDR) and independent sample t-test and Mann Whitney test. The results showed that there was a significant difference in bank health between State-Owned Commercial Banks (BUMN) and PrivateOwned Commercial Banks (BUMS) which was measured using the NOP ratio (Net Open Position), but there was no significant difference in bank health between State-Owned Commercial Banks ( BUMN) and Private-Owned Commercial Banks (BUMS) which are measured using the ratio of CAR, NPA, ROA, BOPO and LDR. The results of the research as a whole using the CAMEL ratio, it can be stated that the two groups of banks have a very good quality ratio, each bank needs to maintain and maintain the health of the bank. Keywords: Bank Health, CAMEL, CAR, NPA, PDN, ROA, BOPO, LDR Bank merupakan lembaga keuangan yang menyediakan pelayanan jasa keuangan bagi masyarakat, bank memiliki peran sebagai penghimpun dana dan penyalur kembali dana kepada masyaratak. Tujuan penelitian ini adalah untuk mengetahui perbedaan tingkat kesehatan bank BUMN dan BUMS yang diukur menggunakan metode CAMEL sesuai dengan Peraturan Bank Indonesia No.6/10/PBI/2004 tentang Tingkat Kesehatan Bank. Metode penelitian yang digunakan adalah metode CAMEL (CAR,NPA,PDN,ROA,BOPO,LDR) dan uji beda independent sample t-test dan uji Mann Whitney. Hasil penelitian menunjukan terdapat perbedaan kesehatan bank yang signifikan antara Bank Umum Milik Negara (BUMN) dan Bank Umum Milik Swasta (BUMS) yang diukur menggunakan rasio PDN (Posisi Devisa Netto), namun tidak terdapat perbedaan kesehata bank yang signifikan antara Bank Umum Milik Negara (BUMN) dan Bank Umum Milik Swasta (BUMS) yang diukur menggunakan rasio CAR,NPA,ROA,BOPO dan LDR. Hasil penelitian secara keseluruhan menggunakan rasio CAMEL dapat dinyatakan kedua kelompok bank memiliki kualitas rasio yang sangat baik, masing-masing bank perlu menjaga dan mempertahankan kesehatan bank. Kata kunci: Kesehatan Bank, CAMEL, CAR,NPA,PDN,ROA,BOPO, LDR

Item Type: Thesis (S1)
NIM/NIDN Creators: 43117010404
Uncontrolled Keywords: Kesehatan Bank, CAMEL, CAR,NPA,PDN,ROA,BOPO, LDR
Subjects: 100 Philosophy and Psychology/Filsafat dan Psikologi > 150 Psychology/Psikologi > 154 Subconscious and Altered States and Process/Psikologi Bawah Sadar > 154.6 Sleep Phenomena/Fenomena Tidur > 154.63 Dreams/Mimpi > 154.634 Analysis/Analisis
400 Language/Bahasa > 400. Language/Bahasa > 406 Organizations and management/Organisasi dan Manajemen
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: CALVIN PRASETYO
Date Deposited: 22 Jul 2023 08:21
Last Modified: 22 Jul 2023 08:21
URI: http://repository.mercubuana.ac.id/id/eprint/79501

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