PENGARUH RETURN ON ASSET (ROA), BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO), CAPITAL ADEQUACY RATIO (CAR), DAN FINANCING TO DEPOSIT RATIO (FDR) TERHADAP TINGKAT BAGI HASIL DEPOSITO MUDHARABAH ( Studi Empiris pada Bank Umum Syariah periode 2012-2016 )

FEBRIYANTI, RESTI (2020) PENGARUH RETURN ON ASSET (ROA), BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO), CAPITAL ADEQUACY RATIO (CAR), DAN FINANCING TO DEPOSIT RATIO (FDR) TERHADAP TINGKAT BAGI HASIL DEPOSITO MUDHARABAH ( Studi Empiris pada Bank Umum Syariah periode 2012-2016 ). S1 thesis, Universitas Mercu Buana Jakarta.

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Abstract

This research aims to know the influence of Return On Assets (ROA), Operating Income of Operating Costs (BOPO), Capital Adequcy Ratio (CAR), and Financing To Deposit Ratio (FDR) to Profit Sharing Rate of Mudharaba Deposits. Independent variables used in this study are Return On Assets (ROA), Operating Income of Operating Costs (BOPO), Capital Adequcy Ratio (CAR), and Financing To Deposit Ratio (FDR) while the dependent variable is Profit Sharing Rate Mudharaba Deposits. The population used in this study is Sharia Commercial Bank in Indonesia registered with the Financial Services Authority (OJK), amounting to 13 banks in the period 2012-2016. The sample used in this study were 5 banks to get 100 samples of observation data. Sampling method used in this study is purposive sampling with the criteria of Sharia Commercial Bank that publishes consecutive quarterly financial statements during the 2012-2016 period. The analysis test used is multiple linier regression analysis. The result of this study show that the variable Return On Assets (ROA), Capital Adequacy Ratio (CAR) haves negative and significant effect to Profit Sharing Rate Mudharaba Deposits. Financing to Deposits Ratio (FDR) variable have positive and significant effect to Profit Sharing Rate Mudharaba Deposits. While Operating Income of Operating Costs (BOPO) does not significant effect to the Profit Sharing Rate Mudharaba Deposits. Keywords : Return On Assets (ROA), Operating Income of Operating Costs (BOPO), Capital Adequcy Ratio (CAR), and Financing To Deposit Ratio (FDR) to Profit Sharing Rate of Mudharaba Deposit. Penelitian ini bertujuan untuk mengetahui pengaruh Return On Assets (ROA), Biaya Operasional Terhadap Pendapatan Operasional (BOPO), Capital Adequacy Ratio (CAR), dan Financing to Deposit Ratio (FDR) terhadap Tingkat Bagi Hasil Deposito Mudharabah. Variabel independen dalam penelitian ini adalah Return On Assets (ROA), Biaya Operasional Terhadap Pendapatan Operasional (BOPO), Capital Adequacy Ratio (CAR), dan Financing to Deposit Ratio (FDR), sedangkan variabel dependen adalah Tingkat Bagi Hasil Deposito Mudharabah. Populasi yang digunakan dalam penelitian ini adalah Bank Umum Syariah di Indonesia yang terdaftar di Otoritas Jasa Keuangan yang berjumlah 13 bank pada periode 2012-2016. Sampel yang digunakan dalam penelitian ini adalah 5 bank untuk mendapatkan 100 sampel data pengamatan. Metode pengambilan sampel yang digunakan adalah purposive sampling dengan kriteria Bank Umum Syariah yang mempublikasikan laporan keuangan triwulan berturut-turut selama periode 2012-2016. Uji analisis yang digunakan adalah uji analisis regresi linier berganda. Hasil penelitian ini menunjukan variabel Return On Assets (ROA), Capital Adequacy Ratio (CAR) berpengaruh negatif dan signifikan terhadap Tingkat Bagi Hasil Deposito Mudharabah. Financing to Deposit Ratio (FDR) berpengaruh positif dan signifikan terhadap Tingkat Bagi Hasil Deposito Mudharabah. Sedangkan Biaya Operasional Terhadap Pendapatan Operasional (BOPO) tidak berpengaruh signifikan terhadap Tingkat Bagi Hasil Deposito Mudharabah. Kata Kunci : Return On Assets (ROA), Biaya Operasional Terhadap Pendapatan Operasional (BOPO), Capital Adequcy Ratio (CAR), and Financing To Deposit Ratio (FDR). Tingkat Bagi Hasil Deposito Mudharabah.

Item Type: Thesis (S1)
NIM/NIDN Creators: 43213120089
Uncontrolled Keywords: Return On Assets (ROA), Biaya Operasional Terhadap Pendapatan Operasional (BOPO), Capital Adequcy Ratio (CAR), and Financing To Deposit Ratio (FDR). Tingkat Bagi Hasil Deposito Mudharabah.
Subjects: 600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 657 Accounting/Akuntansi
600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 657 Accounting/Akuntansi > 657.3 Financial Reporting (Financial Statements)/Laporan Keuangan > 657.32 Preparing Financial Statements/Menyiapkan Laporan Keuangan
600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 657 Accounting/Akuntansi > 657.4 Specific Fields of Accounting/Bidang Akuntansi Tertentu > 657.45 Auditing/Audit > 657.453 Auditing of Computer-Processed Accounts/Mengaudit Laporan yang Diproses Komputer
Divisions: Fakultas Ekonomi dan Bisnis > Akuntansi
Depositing User: Dede Muksin Lubis
Date Deposited: 14 Mar 2023 03:33
Last Modified: 14 Mar 2023 03:33
URI: http://repository.mercubuana.ac.id/id/eprint/75090

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