ANALISIS STUDI PERBANDINGAN KINERJA ANTARA BANK PEMERINTAH PERSERO Tbk DAN BANK UMUM SWASTA NASIONAL DEVISA DI INDONESIA TAHUN 2004-2008

LIMBONG, SAHAT TUMPAL PARDAMEAN (2010) ANALISIS STUDI PERBANDINGAN KINERJA ANTARA BANK PEMERINTAH PERSERO Tbk DAN BANK UMUM SWASTA NASIONAL DEVISA DI INDONESIA TAHUN 2004-2008. S2 thesis, Universitas Mercu Buana Menteng-Jakarta.

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Abstract

This study analyzes the performance of the Bank's health between the Government Bank Persero Tbk with National Private Banks Foreign Exchange period 2004 to 2008 with CAMEL method without entering management aspects. Population in this research is to State Banks Persero Tbk amounting to 3 banks and the National Private Banks Foreign Exchange amounted to 5 banks. Aspects analyzed include (1) CAR, (2) Bdr and KAP, (3) ROA and BOPO, (4) LDR. Data obtained from financial reports of each sample bank that issued by Bank Indonesia in the period 2004-2008. Hypothesis testing using t-test method. Based on the results of calculations show that the performance of government banks have limited company a better reputation than the national private commercial banks in foreign exchange from 2004-2008. This can be seen in the ratio of CAR, KAP, ROA, and LDR BOPO still has a better performance by the Government Banking Persero Tbk, while the National Private Banks Foreign Exchange best performance obtained by the ratio BDR. The results of further research there are significant differences with t-test test between Bdr (bad debt) ratio Persero State Banks and National Private Banks Foreign Exchange in 2004 where Bdr (bad debt) ratio higher State Banks BUSN foreign exchange compared with the mean performance worse banks dr national private banks due to the possibility of foreign exchange over the large amount of bad debt burden borne by the government bank group limited company. While CAR, KAP, ROA, and LDR BOPO there is no significant difference. CAEL overall persero government banks and private banks expressed HEALTHY foreign national.Penelitian ini menganalisis kinerja kesehatan Bank antara Bank Pemerintah Persero Tbk dengan Bank Umum Swasta Nasional Devisa periode 2004 hingga 2008 dengan metode CAMEL tanpa memasukkan aspek manajemen. Populasi dalam penelitian ini adalah Bank Pemerintah Persero Tbk yang berjumlah 3 bank dan Bank Umum Swasta Nasional Devisa berjumlah 5 bank. Aspek yang dianalisa meliputi (1) CAR, (2) BDR dan KAP, (3) ROA dan BOPO, (4) LDR. Data didapatkan dari laporan keuangan masing-masing bank sampel tersebut yang diterbitkan oleh Bank Indonesia pada periode 2004-2008. Pengujian hipotesa menggunakan metoda t-test. Berdasarkan hasil perhitungan terlihat bahwa pada kinerja bank pemerintah persero memiliki reputasi yang lebih baik dibandingkan dengan bank umum swasta nasional devisa dari tahun 2004- 2008. Ini bisa dilihat pada rasio CAR, KAP, ROA, BOPO dan LDR masih dimiliki kinerja yang lebih baik oleh Bank Pemerintah Persero Tbk, sedangkan Bank Umum Swasta Nasional Devisa kinerja terbaiknya diperoleh melalui rasio BDR. Hasil penelitian lebih jauh terdapat perbedaan yang signifikan dengan uji t-test antara BDR (bad debt ratio) Bank Pemerintah Persero dan Bank Umum Swasta Nasional Devisa pada tahun 2004 dimana BDR (bad debt ratio) Bank Pemerintah lebih tinggi dibandingkan dengan BUSN Devisa yang berarti kinerja bank pemerintah lebih buruk dr bank umum swasta nasional devisa disebabkan oleh kemungkinan lebih besarnya jumlah beban kredit macet yang ditanggung oleh kelompok bank pemerintah persero. Sedangkan CAR, KAP, ROA, BOPO dan LDR tidak terdapat perbedaan yang signifikan. Secara keseluruhan CAEL bank pemerintah persero dan bank umum swasta nasional devisa dinyatakan SEHAT.

Item Type: Thesis (S2)
Call Number CD: CDT-551-10-215
NIM/NIDN Creators: 55107110049
Uncontrolled Keywords: MKU, MANAJEMEN KEUANGAN
Subjects: 600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 658 General Management/Manajemen Umum
Divisions: Pascasarjana > Magister Manajemen
Depositing User: UMMI RAHMATUSSYIFA
Date Deposited: 19 May 2022 06:03
Last Modified: 08 Feb 2023 03:10
URI: http://repository.mercubuana.ac.id/id/eprint/61330

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