ANALISIS PENGARUH RASIO-RASIO KEUANGAN TERHADAP KINERJA BANK UMUM DI INDONESIA (STUDI KASUS PADA BANK UMUM KONVENSIONAL PERIODE TAHUN 2009 – 2015)

IRAWAN, IWAN (2017) ANALISIS PENGARUH RASIO-RASIO KEUANGAN TERHADAP KINERJA BANK UMUM DI INDONESIA (STUDI KASUS PADA BANK UMUM KONVENSIONAL PERIODE TAHUN 2009 – 2015). S2 thesis, Universitas Mercu Buana Jakarta - Menteng.

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Abstract

This research purpose is to provide the empirical evidence about the influence of the variables Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), BOPO and Net Interest Margin (NIM) toward the banking performance as measured by Return On Asset (ROA) and Return On Equity (ROE). The object of the research is all conventional banks are still operating and their financial statement data available at Otoritas Jasa Keuangan (OJK) in the period of the study (June 2009 until December 2015). The analysis technique used is census whereas all population members are used as a sample which means the sample used is the same as the population. The number of samples are 106 banks. The research classified based on the ownership structure of banks, namely : 4 of State Owned Bank, 32 of Foreign Exhange National Private Banks, 23 of Non Foreign Exchange National Private Banks, 26 of Regional Development Banks (BPD), 11 of Mixed Banks and 10 of Foreign Banks. Analysis technique used is Data Panel Regression. Determination model of Common Effect (CE), Fixed Effect (FE) or Random Effect (RE) using the Chow Test, Hausman Test and Langrangge Multiplier Test. The classical assumption testing used in this research contain of multicolinearity and heteroskedatisitas because the research using Data Panel. From the F test result is obtained that F value is 0.0000 for dependent variable ROA and ROE. It means that F value is less than 0.05 and it shows that variable of CAR, LDR, NPL, BOPO and NIM simultaneously affect significantly to ROA and ROE. According to the t test result, it can conclude that CAR, LDR and BOPO partially have negative effect significantly to ROA, NPL don’t have effect to ROA and NIM partially have positive effect significantly to ROA. CAR, LDR, NPL and BOPO partially have negative effect significantly to ROE and NIM partially have positive effect significantly to ROE. Different research results obtained at the time the data grouped by the ownership structure of the bank. Keywords : Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), BOPO, Net Interest Margin (NIM), Return On Asset (ROA), Return On Equity (ROE), Common Effect (CE), Fixed Effect (FE), Random Effect (RE), Chow Test, Hausman Test, Langrangge Multiplier Test.

Item Type: Thesis (S2)
Call Number CD: CDT-551-17-014
NIM/NIDN Creators: 55112120196
Uncontrolled Keywords: Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), BOPO, Net Interest Margin (NIM), Return On Asset (ROA), Return On Equity (ROE), Common Effect (CE), Fixed Effect (FE), Random Effect (RE), Chow Test, Hausman Test, Langrangge Multiplier Test. MPS, MAANAJEMEN PEMASARAN
Subjects: 600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 658 General Management/Manajemen Umum
Divisions: Pascasarjana > Magister Manajemen
Depositing User: UMMI RAHMATUSSYIFA
Date Deposited: 29 Mar 2022 04:55
Last Modified: 20 Jun 2022 06:46
URI: http://repository.mercubuana.ac.id/id/eprint/58996

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