ANALISA TINGKAT KESEHATAN BANK MENGGUNAKAN METODE RGEC PADA BANK UMUM BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2015 - 2017

CLAUDYA, STEFANY (2019) ANALISA TINGKAT KESEHATAN BANK MENGGUNAKAN METODE RGEC PADA BANK UMUM BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2015 - 2017. S1 thesis, Universitas Mercu Buana.

Preview	Text (HALAMAN COVER) 01] Cover.pdf Download (83kB) | Preview
Preview	Text (ABSTRAK) 05] ABSTRAK.pdf Download (27kB) | Preview
Preview	Other (LEMBAR PERNYATAAN) 02] Surat Pernyataan Karya Sendiri.PDF Download (480kB) | Preview
Preview	Other (LEMBAR PENGESAHAN) 03] Lembar Pengesahan.PDF Download (489kB) | Preview
Preview	Text (KATA PENGANTAR) 04] KATA PENGANTAR.pdf Download (29kB) | Preview
Preview	Text (DAFTAR ISI) 06] daftar isi.pdf Download (83kB) | Preview
Preview	Text (DAFTAR TABEL) 07] DAFTAR TABEL.pdf Download (24kB) | Preview
Preview	Text (DAFTAR GAMBAR) 08] DAFTAR GAMBAR.pdf Download (20kB) | Preview
	Text (BAB 1) 10] BAB I.pdf Restricted to Registered users only Download (107kB)
	Text (BAB 2) 11] bab II.pdf Restricted to Registered users only Download (196kB)
	Text (BAB 3) 12] BAB III.pdf Restricted to Registered users only Download (102kB)
	Text (BAB 4) 13] BAB IV.pdf Restricted to Registered users only Download (218kB)
	Text (BAB 5) 14] BAB V.pdf Restricted to Registered users only Download (96kB)
	Text (DAFTAR PUSTAKA) 15] DAFTAR PUSTAKA.pdf Restricted to Registered users only Download (98kB)
	Text (LAMPIRAN) 16] LAMPIRAN.pdf Restricted to Registered users only Download (5MB)

Abstract

This study aims to analyze the soundness of BUMN Public Banks using the RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) method in the 2015-2017 period. The research method used is a descriptive method with a quantitative approach, which analyzes risk profile factors (Risk Profile) through two ratios namely NPL and LDR ratios, GCG factors through self-assessment, earnings factors (Earnings) through ROA and NIM ratios, and capital factors ( Capital) through the CAR ratio. The results of the assessment show that the risk profile factors (Risk Profile) of state-owned commercial banks using the NPL and LDR ratios during 2015-2017 were in a healthy condition, from earnings factors (Earnings) using the ROA and NIM ratios during 2015- 2017 BUMN Public Banks are in very healthy condition, and from the Capital factor (SOEs), the BUMN Commercial Banks during 2015-2017 are in very healthy condition. The results of the assessment of the soundness of state-owned commercial banks are seen from the RGEC aspect during 2015-2017 occupying the Composite Rating 1 (PK1). State-owned commercial banks during the period were considered to be able to deal with significant negative influences from changes in business conditions and other external factors reflected in the criteria for assessment factors, including risk profile, GCG implementation, earnings, and capital which were generally very good Keywords: Bank Soundness, RGEC Method, Risk Profile, Good Corporate Governance, Earnings, Capital Penelitian ini bertujuan untuk menganalisis tingkat kesehatan Bank Umum BUMN menggunakan metode RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) pada periode 2015-2017. Metode penelitian yang digunakan adalah metode deskriptif dengan pendekatan kuantitatif, dimana menganalisa faktor Profil risiko (Risk Profile) melalui dua rasio yaitu rasio NPL dan LDR, faktor GCG melalui self assessment, faktor Rentabilitas (Earnings) melalui rasio ROA dan NIM, dan faktor Permodalan (Capital) melalui rasio CAR. Hasil penilaian menunjukkan pada faktor Profil risiko (Risk Profile) bank umum BUMN dengan menggunakan rasio NPL dan LDR selama tahun 2015-2017 berturut-turut berada dalam kondisi yang sehat, dari faktor Rentabilitas (Earnings) dengan menggunakan rasio ROA dan NIM selama tahun 2015- 2017 Bank Umum BUMN berada dalam kondisi sangat sehat, dan dari faktor Permodalan (Capital) Bank Umum BUMN selama tahun 2015-2017 berada dalam kondisi sangat sehat. Hasil penilaian tingkat kesehatan bank umum BUMN dilihat dari aspek RGEC selama tahun 2015-2017 menempati Peringkat Komposit 1 (PK1). Bank umum BUMN selama periode tersebut dinilai sangat mampu menghadapi pengaruh negatif yang signifikan dari perubahan kondisi bisnis dan faktor eksternal lainnya tercermin dari kriteria faktor-faktor penilaian, antara lain risk profile, penerapan GCG, earnings, dan capital yang secara umum sangat baik Kata kunci: Tingkat Kesehatan Bank, Metode RGEC, Profil Risiko, Tata Kelola Perusahaan yang Baik, Rentabilitas, Modal

Item Type:	Thesis (S1)
NIM/NIDN Creators:	43215110487
Uncontrolled Keywords:	Tingkat Kesehatan Bank, Metode RGEC, Profil Risiko, Tata Kelola Perusahaan yang Baik, Rentabilitas, Modal
Subjects:	200 Religion/Agama > 290 Other Religions/Agama Selain Kristen > 297 Agama Islam/Islam > 297.4 Islamic law/Hukum Islam > 297.43 Muamalat/Muamalat > 297.433 Lease, Borrow-borrow, Labor, Bank, Usury, Insurance/Sewa-menyewa; Pinjam-meminjam; Perburuhan; Bank; Riba; Asuransi 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.1 Banks/Bank, Perbankan 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 334 Cooperative/Koperasi, Sistem Perkoperasian > 334.2 Banking and Credit Cooperatives/Koperasi Perbankan dan Kredit
Divisions:	Fakultas Ekonomi dan Bisnis > Akuntansi
Depositing User:	Dede Muksin Lubis
Date Deposited:	17 Dec 2021 03:37
Last Modified:	17 Dec 2021 03:37
URI:	http://repository.mercubuana.ac.id/id/eprint/52384

Actions (login required)

View Item