HANDAYANI, PRAVITASARI (2019) ANALISIS PENGARUH DANA PIHAK KETIGA, KECUKUPAN MODAL DAN RISIKO KREDIT TERHADAP TINGKAT PROFITABILITAS (Studi Kasus pada Perusahaan Perbankan Persero Tahun 2013-2017). S1 thesis, Universitas Mercu Buana Jakarta.
|
Text (HALAMAN COVER)
1. Halaman Judul.pdf Download (33kB) | Preview |
|
|
Text (ABSTRAK)
4. Abstrak.pdf Download (108kB) | Preview |
|
|
Text (LEMBAR PERNYATAAN)
2. Surat Pernyataan.pdf Download (147kB) | Preview |
|
|
Text (LEMBAR PENGESAHAN)
3. Lembar Pengesahan.pdf Download (155kB) | Preview |
|
|
Text (KATA PENGANTAR)
5. Kata Pengantar.pdf Download (156kB) | Preview |
|
|
Text (DAFTAR ISI)
6. Daftar Isi.pdf Download (112kB) | Preview |
|
|
Text (DAFTAR TABEL)
7. Daftar Tabel.pdf Download (149kB) | Preview |
|
|
Text (DAFTAR GAMBAR)
8. Daftar Gambar.pdf Download (135kB) | Preview |
|
|
Text (DAFTAR LAMPIRAN)
9. Daftar Lampiran.pdf Download (109kB) | Preview |
|
![[img]](https://repository.mercubuana.ac.id/style/images/fileicons/text.png) |
Text (BAB 1)
10. Bab 1.pdf Restricted to Registered users only Download (291kB) |
|
|
Text (BAB 2)
11. Bab 2.pdf Restricted to Registered users only Download (350kB) |
|
|
Text (BAB 3)
12. Bab 3.pdf Restricted to Registered users only Download (312kB) |
|
|
Text (BAB 4)
13. Bab 4.pdf Restricted to Registered users only Download (326kB) |
|
|
Text (BAB 5)
14. Bab 5.pdf Restricted to Registered users only Download (110kB) |
|
|
Text (DAFTAR PUSTAKA)
15. Daftar Pustaka.pdf Restricted to Registered users only Download (153kB) |
|
|
Text (LAMPIRAN)
16. Lampiran.pdf Restricted to Registered users only Download (308kB) |
Abstract
This research aims to test the influence of third-party funds, variable capital adequacy measured by capital adequacy ratio (CAR), and the credit risk is measured by non performing loan (NPL), to the profitability (return on assets- ROA) at Persero banking company. This research is using purposive sampling technique to collect data population from financial reports State Owned Commercial Bank 2013-2017. The data were analyzed by means of panel data regression using the fixed effect model. Hypothesis testing uses t test, F test, and coefficient of determination (R2). Partially three independent variables studied, there are one independent variables that significantly influence the Return On Asset namely: non performing loan (NPL). While two independent variable does not affect the ROA is variable third-party funds (DPK) and capital adequacy ratio CAR. Thus the hypothesis that DPK, CAR and NPL simultaneously direct and significant impact on the ROA of 95,71%. Keywords : Third-Party Funds, Capital Adequacy Ratio (CAR), Credit Risk (NPL) and Profitability (ROA) Penelitian ini bertujuan untuk menguji pengaruh dana pihak ketiga, kecukupan modal diukur dengan capital adequacy ratio, dan risiko kredit diukur dengan non performing loan terhadap profitabilitas (return on assets) pada perusahaan perbankan Persero. Penelitian ini menggunakan teknik purposive sampling untuk mengumpulkan data populasi dari laporan keuangan Bank Umum Milik Negara 2013-2017. Teknik analisis data menggunakan regresi data panel dengan model fixed effect. Pengujian hipotesis menggunakan uji t, uji F, dan koefisien determinasi (R2). Secara parsial dari tiga variabel independen yang diteliti, ada 1 variabel independen yang berpengaruh signifikan terhadap return on asset yaitu non performing loan (NPL). Sedangkan 2 variabel independen tidak berpengaruh terhadap return on asset yaitu variable dana pihak ketiga (DPK) dan capital adequacy ratio (CAR). Dengan demikian hipotesis yang menyatakan bahwa DPK, CAR dan NPL secara simultan berpengaruh langsung dan signifikan terhadap Return On Asset sebesar 95,71%. Kata Kunci : Dana Pihak Ketiga (DPK), Kecukupan Modal (CAR), Risiko Kredit (NPL). dan Profitabilitas (ROA)
Actions (login required)
 |
View Item |
