DETERMINAN NET INTEREST MARGIN (NIM) PADA INDUSTRI PERBANKAN TERDAFTAR DI BURSA EFEK INDONESIA (BEI)

BERLIANI, BERBY (2019) DETERMINAN NET INTEREST MARGIN (NIM) PADA INDUSTRI PERBANKAN TERDAFTAR DI BURSA EFEK INDONESIA (BEI). S2 thesis, Universitas Mercu Buana Jakarta.

[img]
Preview
Text (HAL COVER)
1. HALAMAN JUDUL.pdf

Download (54kB) | Preview
[img]
Preview
Text (ABSTRAK)
2. ABSTRAK.pdf

Download (54kB) | Preview
[img]
Preview
Other (LEMBAR PERNYATAAN)
3. SURAT PERNYATAAN.PDF

Download (576kB) | Preview
[img]
Preview
Text (LEMBAR PENGESAHAN)
4. LEMBAR PENGESAHAN.pdf

Download (83kB) | Preview
[img]
Preview
Text (KATA PENGANTAR)
5. KATA PENGANTAR.pdf

Download (25kB) | Preview
[img]
Preview
Text (DAFTAR ISI)
6. DAFTAR ISI.pdf

Download (117kB) | Preview
[img]
Preview
Text (DAFTAR TABEL)
7. DAFTAR TABEL.pdf

Download (91kB) | Preview
[img]
Preview
Text (DAFTAR GAMBAR)
8. DAFTAR GAMBAR.pdf

Download (88kB) | Preview
[img]
Preview
Text (DAFTAR LAMPIRAN)
9. DAFTAR LAMPIRAN.pdf

Download (49kB) | Preview
[img] Text (BAB I)
10. BAB 1.pdf
Restricted to Registered users only

Download (266kB)
[img] Text (BAB II)
11. BAB 2.pdf
Restricted to Registered users only

Download (275kB)
[img] Text (BAB III)
12. BAB 3.pdf
Restricted to Registered users only

Download (207kB)
[img] Text (BAB IV)
13. BAB 4.pdf
Restricted to Registered users only

Download (188kB)
[img] Text (BAB V)
14. BAB 5.pdf
Restricted to Registered users only

Download (58kB)
[img] Text (DAFTAR PUSTAKA)
15. DAFTAR PUSTAKA.pdf
Restricted to Registered users only

Download (133kB)
[img] Text (LAMPIRAN)
16. LAMPIRAN.pdf
Restricted to Registered users only

Download (448kB)

Abstract

This study aims to determine the effect of variable Non-performing Loans (NPL), Capital Adequacy Ratio (CAR), Fee Based Income, Return on Assets (ROA), Operational Income Operating Costs (BOPO), Loan to Deposit Ratio (LDR), Mandatory Current Accounts Minimum (GWM), while external factors consist of variable Bank Indonesia Interest Rate (SBI), Inflation and Gross Domestic Product (GDP) growth towards Net interest margin (NIM) at banks listed on the Indonesia Stock Exchange (BEI) in 2013-2017. The research sample consisted of 31 banks taken using purposive sampling technique. The data used is secondary data and is panel data. The analysis techniques used are Multiple Linear Regression Analysis and Random Effect model. The results showed that NPL, CAR & SBI had a positive but not significant effect on NIM. Whereas LDR, GWM and Inflation have negative but not significant effect on NIM. In addition, Fee Income has a negative and significant effect, while ROA, BOPO & GDP growth have a positive and significant effect on NIM. Keywords: Net Interest Margin, Internal Factors, External Factors, Panel Data Penelitian ini bertujuan untuk mengetahui pengaruh variabel Non-performing Loan (NPL), Capital Adequacy Ratio (CAR), Fee Based Income, Return on Asset (ROA), Biaya Operasional Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR), Giro Wajib Minimum (GWM), sedangkan faktor eksternal terdiri dari variabel Suku Bunga Bank Indonesia (SBI), Inflasi dan Gross Domestic Product (GDP) growth terhadap Net interest margin (NIM) pada bank yang terdaftar di Bursa Efek Indonesia (BEI) tahun 2013-2017. Sampel penelitian ini terdiri dari 31 Bank yang diambil dengan menggunakan teknik purposive sampling. Data yang digunakan merupakan data sekunder dan data panel. Teknik analisis yang digunakan adalah Analisis Regresi Linier Berganda dan model Random Effect. Hasil penelitian menunjukan bahwa NPL, CAR & SBI berpengaruh positif namun tidak signifikan terhadap NIM. Sedangkan LDR, GWM dan Inflasi berpengaruh negatif namun tidak signifikan terhadap NIM. Selain itu, Fee Income berpengaruh negatif dan signifikan, sedangkan ROA, BOPO & GDP growth berpengaruh positif dan signifikan terhadap NIM. Kata Kunci: Net Interest Margin, Faktor Internal, Faktor Eksternal, Data Panel

Item Type: Thesis (S2)
Call Number: TM/51/19/055
NIM: 55116120060
Uncontrolled Keywords: Net Interest Margin, Faktor Internal, Faktor Eksternal, Data Panel
Subjects: 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.1 Banks/Bank, Perbankan
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.2 Specialized Banking Institutions/Institusi Perbankan Khusus
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 334 Cooperative/Koperasi, Sistem Perkoperasian
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 334 Cooperative/Koperasi, Sistem Perkoperasian > 334.2 Banking and Credit Cooperatives/Koperasi Perbankan dan Kredit
Divisions: Pascasarjana > Magister Manajemen
Depositing User: Dede Muksin Lubis
Date Deposited: 16 Sep 2019 00:52
Last Modified: 16 Sep 2019 00:52
URI: http://repository.mercubuana.ac.id/id/eprint/47414

Actions (login required)

View Item View Item