PENGARUH CAR, LDR, BOPO, NIM, NPL TERHADAP RETURN ON ASSET (ROA) PERUSAHAAN PERBANKAN PADA BANK UMUM SWASTA NASIONAL DEVISA DI INDONESIA (Studi Empiris Tahun 2012 - 2015)

GUSASI, YOHAN (2017) PENGARUH CAR, LDR, BOPO, NIM, NPL TERHADAP RETURN ON ASSET (ROA) PERUSAHAAN PERBANKAN PADA BANK UMUM SWASTA NASIONAL DEVISA DI INDONESIA (Studi Empiris Tahun 2012 - 2015). S1 thesis, Universitas Mercu Buana Jakarta.

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Abstract

Penelitian ini untuk mengetahui pengaruh Capital Adequacy Ratio (CAR),Loan to Deposit Ratio (LDR), Biaya Operasional/Pendapatan Operasional(BOPO), Net Interest Margin (NIM), Non Performing Loan (NPL) Terhadap Return On Asset (ROA) Perusahaan Perbankan Pada Bank Umum Swasta Nasional Devisa Di Indonesia (Studi Empiris tahun 2012 - 2015).Objek penelitian adalah penelitian kuantitatif dimana disusun berdasarkan laporan keuangan 17 Bank Umum Swasta Nasional (BUSN) Devisa dengan aset terbesar. Analisis data yang digunakan adalah analisis statistik dalam bentuk uji regresi linear berganda dengan menggunakan program komputer SPSS 23.0.Karena data yang digunakan adalah data sekunder, maka untuk menentukan ketepatan model perlu dilakukan pengujian atas beberapa asumsi klasik yang mendasari model regresi. Pengujian asumsi klasik yang digunakan dalam penelitian ini meliputi uji, normalitas, multikolinearitas, heteroskedatisitas dan autokorelasi.Hasil penelitian ini menunjukkan bahwa secara bersama-sama variabel independen (CAR, LDR, BOPO, NIM, NPL) berpengaruh terhadap kinerja perusahaan perbankan yang diukur dengan ROA. Hal ini dibuktikan dengan uji F didapat nilai uji F menunjukkan nilai F hitung sebesar 74,182 dengan signifikansi sebesar 0,000, yang berarti nilai signifikansi tersebut lebih kecil daripada 0,05 yang menunjukkan bahwa variabel CAR, LDR, BOPO, NIM, dan NPL secara bersama-sama mempunyai pengaruh yang berarti terhadap ROA. Berdasarkan hasil uji t disimpulkan bahwa BOPO dan NIM berpengaruh terhadap ROA sedangkan CAR, LDR, NPL tidak berpengaruh terhadap kinerja perusahaan perbankan yang diukur dengan ROA pada Bank Umum Swasta Nasional Devisa di Indonesia (studi empiris tahun 2012 - 2015).This research aims to know the influence of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Operating Expenses / Operating Income (BOPO),Net Interest Margin (NIM), Non Performing Loan (NPL) variables to the of Return On Asset (ROA) of the National Private Commercial Banks in Indonesian (empirical studies from 2012 until 2015).The Object of this research is quantitative study which is based on financial statements 17 the National Private Commercial Banks Foreign Exchange with the largest assets. This study uses multiple linear regression analysis using the computer program SPSS version 23.0. Whereas the data used is secondary data,thus to determine the accuracy of model it is important to test some classical assumption underlined the regression model. The classical assumption testing used in this research contain of experiment, normality, multicolinearity,heteroskedatisitas and autocorrelation. The results showed that together the independent variable (CAR, LDR, BOPO,NIM, and NPL) influence to the financial Performance which measured by ROA.It has been proven from the F test result is obtained that F value is 74,182 with significants 0,000. It means that value significants is less than 0,05 and it shows that variable of CAR, LDR, BOPO, NIM and NPL affect as influential to ROA.According to the T test result, it can conclude that NIM and BOPO have effect to ROA, where as CAR, LDR and NPL don’t have effect to thefinancial Performance which measured by ROA of the National Private Commercial Banks in Indonesian (empirical studies from 2012 until 2015).

Item Type: Thesis (S1)
Call Number CD: FE/AK. 17 132
NIM/NIDN Creators: 43212120227
Uncontrolled Keywords: CAR, LDR, BOPO, NIM, NPL, ROA
Subjects: 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan
300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.1 Banks/Bank, Perbankan
600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 657 Accounting/Akuntansi
Divisions: Fakultas Ekonomi dan Bisnis > Akuntansi
Depositing User: Admin Perpus UMB
Date Deposited: 17 Mar 2017 11:41
Last Modified: 16 Feb 2024 08:36
URI: http://repository.mercubuana.ac.id/id/eprint/33434

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