Septoadi, Julhan Fajar (2010) ANALISIS PERSEPSI NASABAH TERHADAP PERBEDAAN SISTEM PEMBERIAN KREDIT BANK KONVENSIONAL DENGAN SISTEM PEMBIAYAAN MURABAHAH SYARIAH (STUDI KASUS PT.BANK NEGARA INDONESIA (Persero),TBK). S1 thesis, Universitas Mercu Buana.
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Abstract
This research was to find out how big The Difference Perseption Costumer of System of Credit at Conventional The System of Murabaha’ at Syaria’ Bank. The study uses questionnaire data disseminated to the customers at Bank Negara Indonesia (Persero) Tbk. The analysis used is Non-Parametric Statistics, Test Validity, Test Reliability, and Sign Test. The variables are the focus of this research are: Credit Information System, Mechanism/Procedure Lending, Banking Philosophy, Banking Operationalization, System Stability and Benefit Economic, Calculation of Giving Credit and Islamic Banking, Organization, Credit Loss. The results of this study for non parametric statistical test results showed strong differences perseption costumers between conventional banks with Islamic banks, and for the Sign Test in the research note that there are significant differences between the systems on Conventional Bank Lending with Murabaha Financing in Islamic Banking. Key Word : System of Credit, System of Murabaha’ Penelitian ini bertujuan untuk mengetahui seberapa besar Perbedaan Persepsi Nasabah terhadap Sistem Pemberian Kredit pada Bank Konvensional dengan Sistem Pembiayaan Murabahah pada Bank Syariah. Penelitian menggunakan data kuesioner yang disebar kepada para nasabah di Bank Negara Indonesia (Persero), Tbk. Analisi yang digunakan adalah Statistik Non Parametrik, Uji Validitas, Uji Reliabilitas, dan Uji Tanda. Variabel yang menjadi fokus penelitian ini adalah : Sistem Informasi Kredit, Mekanisme/Prosedur Pemberian Kredit, Landasan Falsafah, Operasionalisasi, Sistem Stabilitas dan Keuntungan Ekonomi, Perhitungan yang Digunakan, Organisasi, Jika Terjadi Kerugian. Hasil penelitian ini untuk hasil uji statistik non parametrik menunjukkan adanya perbedaan persepsi nasabah yang kuat antara bank konvensional dengan bank syariah, dan untuk Uji Tanda dalam penelitian diketahui bahwa terdapat perbedaan sistem yang signifikan antara Pemberian Kredit pada Bank Konvensional dengan Pembiayaan Murabahah pada Bank Syariah. Kata Kunci : Sistem Pemberian Kredit; Sistem Pembiayaan Murabahah
| Item Type: | Thesis (S1) |
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| Call Number CD: | FE/AK. 10 344 |
| Call Number: | SE/AK/10/431 |
| NIM/NIDN Creators: | 4320401-072 |
| Uncontrolled Keywords: | Sistem Pemberian Kredit; Sistem Pembiayaan Murabahah |
| Subjects: | 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 334 Cooperative/Koperasi, Sistem Perkoperasian > 334.2 Banking and Credit Cooperatives/Koperasi Perbankan dan Kredit |
| Divisions: | Fakultas Ekonomi dan Bisnis > Akuntansi |
| Depositing User: | Admin Perpus UMB |
| Date Deposited: | 10 Dec 2010 15:21 |
| Last Modified: | 25 Nov 2025 07:36 |
| URI: | http://repository.mercubuana.ac.id/id/eprint/23929 |
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