Syawaliyah, Syawaliyah (2010) ANALISA PENGARUH CAPITAL ADEQUENCY RATIO (CAR) NON PERFORMING FINANCING (NPF), DAN INFLASI TERHADAP TINGKAT PENYALURAN PEMBIAYAAN PADA BANK MUAMALAT INDONESIA, Tbk. S1 thesis, Universitas Mercu Buana.
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Abstract
The purpose of this research is to analyze the influential of capital adequacy ratio (CAR), non performing financing (NPF), and inflation rate on the level of the financing channeling at PT. Bank Muamalat Indonesia, Tbk. The data in this research are collected from PT. Bank Muamalat Indonesia, Tbk and Badan Pusat Statistik with use the annual time series data in the period January 2005 until December 2009. The model analysis is linier regression with employs the OLS (Ordinary Least Squere) method. Result of regression showed that CAR, NPF, and inflation rate variable togetherequally influential significant towards to the amount of financing that was distributed by sharia banks in Indonesian in the level of reliability 95% (=5%). Was based on the interprestation of the model showed that CAR was influential the negative toward the amount of financing that was distributed by sharia banks in Indonesian with coefficient equal to -4780667,516. NPF was influential the positive towards the amount of financing that was distributed by sharia banks in Indonesian with coefficient equal to 496248,355, and inflation rate was influential the negative towards amount of financing that was distributed by sharia banks in Indonesian with coefficient equal to -126399,364. Key words : Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), inflation rate and the amount of financing that was distributed. Tujuan dari penelitian ini adalah untuk menganalisa bagaimana pengaruh CAR, NPL, dan inflasi terhadap tingkat penyaluran pembiayaan pada PT. Bank Muamalat Indonesia, Tbk. Data yang digunakan dalam penelitian ini dikumpulkan dari PT. Bank Muamalat Indonesia, Tbk dan Biro Pusat Statistik dengan menggunakan urutan waktu periode Januari 2005 sampai dengan Desember 2009. Model analisis data adalah regresi linear berganda dengan menggunakan metode OLS (Ordinary Least Squere). Hasil regresi menunjukkan bahwa variabel CAR, NPF, dan inflasi secara bersamasama berpengaruh signifikan terhadap jumlah pembiayaan yang disalurkan oleh bank syariah di Indonesia pada tingkat kepercayaan 95% ( = 5%). Berdasarkan interprestasi model menunjukkan bahwa CAR memiliki pengaruh negatif terhadap jumlah pembiayaan yang disalurkan bank syariah di Indonesia dengan koefisien sebesar -478067,516. NPF memiliki pengaruh positif terhadap jumlah pembiayaan yang disalurkan bank syariah di Indonesia dengan koefisien sebesar 496248,355, dan inflasi memiliki pengaruh negatif terhadap jumlah pembiayaan yang disalurkan bank syariah di Indonesia dengan koefisien sebesar -126399,364. Kata kunci : Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), inflasi, dan jumlah pembiayaan yang disalurkan.
| Item Type: | Thesis (S1) |
|---|---|
| Call Number CD: | FE/AK. 10 361 |
| Call Number: | SE/AK/10/510 |
| NIM/NIDN Creators: | 43206110003 |
| Uncontrolled Keywords: | Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), inflasi, dan jumlah pembiayaan yang disalurkan. |
| Subjects: | 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.1 Banks/Bank, Perbankan |
| Divisions: | Fakultas Ekonomi dan Bisnis > Akuntansi |
| Depositing User: | Admin Perpus UMB |
| Date Deposited: | 04 Feb 2011 11:18 |
| Last Modified: | 24 Nov 2025 07:05 |
| URI: | http://repository.mercubuana.ac.id/id/eprint/23556 |
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