AGUSTINA, ALINDA (2012) PENGARUH CAR, ROA DAN NPL TERHADAP PENYALURAN KREDIT ( STUDI KASUS : BANK UMUM YANG TERDAFTAR DIBURSA EFEK INDONESIA PERIODE 2006 – 2010 ). S1 thesis, Universitas Mercu Buana Jakarta.
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Abstract
The purpose of this research is to analyze the influence of Capital Adequacy Ratio (CAR), Return On Assets (ROA) and Non Performing Loan (NPL) towards distribution of Credit at Public Bank that listing in Indonesia Stock Exchange. The population used in this study are all banks that listing on the Indonesia Stock Exchange during the years 2006-2010. And for the purpose of this research, this research’s samples is chosen with a purposive sampling method and find 30 companies that the criteria. Types of data used are secondary data from published financial statements and downloaded through the official website of the Indonesia Stock Exchange. Analysis technique used is double regression and hypothesis test use t-statistic to test coefficient of regression partial and also f-statistic to test the truth of collectively influence in level of significance 5%. Other also done a classic assumption test covering normality test, multicolliniearity test, heteroscedasity test, and autocorrelation test. During research period show as data research was normality distributed. Based on multicolliniearity test, heteroscedasity test, and autocorrelation test variable digressing of classic assumption has not founded, which indicated that the available data has fulfil the condition to use multilinier regression model. The regression’s result that data CAR and ROA in partial significant toward Lending of Credit (Loan) at level of significant less 5% (each equal to 0,001% and 0,000%). NPL not significant to effect lending of credit at level of significant more than 5% (each equal to 0,261%). But this research only limited with 30 sample and annual perception period during 5 years, with prediction ability to 17,8%. Suggested that to continuing research by testing other bank’s finance ratio within as variable that influence lending of credit.
| Item Type: | Thesis (S1) |
|---|---|
| Call Number CD: | FE/AK. 12 099 |
| Call Number: | SE/32/12/099 |
| NIM/NIDN Creators: | 43210110128 |
| Uncontrolled Keywords: | CAR , ROA , NPL And Distribution Of Credit |
| Divisions: | Fakultas Ekonomi dan Bisnis > Akuntansi |
| Depositing User: | Admin Perpus UMB |
| Date Deposited: | 17 Apr 2012 15:16 |
| Last Modified: | 28 Nov 2025 01:48 |
| URI: | http://repository.mercubuana.ac.id/id/eprint/20683 |
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