SUJANA, INTAN (2012) PENGARUH JUMLAH DANA PIHAK KETIGA, INFLASI, DAN TINGKAT SUKU BUNGA TERHADAP PENYALURAN KREDIT USAHA KECIL DAN MENENGAH PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BEI PERIODE TAHUN 2007-2010. S1 thesis, Universitas Mercu Buana Jakarta.
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Abstract
Currently, the main growing factors in economics in Indonesia is small and medium industry sector. This fact can be seen when economic crisis occurred in 1997-1998 which weakens most of all economic sectors. Small and medium industry has a good position compared to big industries in companies. This small and medium industry also is too central in absorbtion of labour and expantion of new business unit. The problem in such industries is lack of financial support from bank. In this case, commercial bank can be solution to solve this problem. The luck of fund, the small and medium industry will lose it's potencial to grow and expand. This research aims to examine some factors influencing, such as third party fund, inflation, and interest rate loans in period 2007-2010 in they all commercial banks in Indonesia either through partial, and simultan have an effect on to allotted funding for small and medium industry. This test done with quantitative analysis method with doubled linear regression by considering R2 (R Square), T-Test, F Test (Variant), and also multicolinierity, heterocodasticity, and autocorrelation. This at method can examine factors influencing allocated funds considerably small and medium industry. The result of analysis by simultan with level of significant 5% shows the amount of third party fund, inflation, and interest rate loans influence by significantly to credit of small and medium industry. Thare three variables in this research can explain changes about to 77,1% and the rest 22,9% influenced by other factors outside this model. In parsial model with level of significant 5% only third party fund influence by significantly to allocated fund at small and medium industry. This can be seen from T-value of 12,974 which is the most dominant variables influencing funds of small and medium industry is the amount of third party fund.
| Item Type: | Thesis (S1) |
|---|---|
| Call Number CD: | FE/AK. 12 086 |
| Call Number: | SE/32/12/086 |
| NIM/NIDN Creators: | 43208010094 |
| Uncontrolled Keywords: | Credit of small and medium industry , the thiir pary fund , interest rate loans and inflaton |
| Divisions: | Fakultas Ekonomi dan Bisnis > Akuntansi |
| Depositing User: | Admin Perpus UMB |
| Date Deposited: | 10 Apr 2012 13:31 |
| Last Modified: | 28 Nov 2025 02:46 |
| URI: | http://repository.mercubuana.ac.id/id/eprint/20630 |
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