BARI, WAHYU ADAM FAISHAL (2025) PENGARUH LITERASI KEUANGAN, LIFESTYLE HEDONIS, DAN SIKAP KEUANGAN PRIBADI TERHADAP KEPUTUSAN PINJAMAN ONLINE MAHASISWA (Studi Pada Mahasiswa di Institut Pertanian Bogor). S1 thesis, Universitas Mercu Buana Jakarta.
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Abstract
Penelitian ini dimaksudkan untuk mengetahui pengaruh literasi keuangan, lifestyle hedonis, dan sikap keuangan pribadi terhadap keputusan pinjaman online mahasiswa. Objek penelitian ini adalah Mahasiswa Institut Pertanian Bogor. Teknik pengumpulan data adalah dengan kuisioner online berbentuk google form dan studi kepustakaan dengan kriteria Mahasiswa aktif dengan jumlah sampel 150 Mahasiswa. Pengolahan data pada penelitian ini memakai cara alternatif dari Structural Equation Modeling (SEM) versi 3.0. Langkah pertama penelitian ini adalah pengujian kevalidan pertanyaan untuk masing-masing variabel beserta reliabilitasnya. Langkah kedua mengukur kaitan antara literasi keuangan, lifestyle hedonis, dan sikap keuangan pribadi terhadap keputusan pinjaman online mahasiswa. Hasil penelitian membuktikan bahwa literasi keuangan dan lifestyle hedonis berpengaruh positif dan signifikan terhadap keputusan pinjaman online mahasiswa sedangkan sikap keuangan pribadi tidak berpengaruh terhadap keputusan pinjaman online mahasiswa. This study aims to determine the effect of financial literacy, hedonistic lifestyle, and personal financial attitudes on students' online loan decisions. The research subjects are students at Bogor Agricultural University. Data collection techniques include an online questionnaire in the form of a Google form and a literature study with criteria for active students, with a sample size of 150 students. Data processing in this study used an alternative method from Structural Equation Modeling (SEM) version 3.0. The first step in this study was to test the validity of the questions for each variable and their reliability. The second step was to measure the relationship between financial literacy, hedonistic lifestyle, and personal financial attitudes toward student online loan decisions. The results of the study prove that financial literacy and hedonistic lifestyle have a positive and significant effect on student online loan decisions, while personal financial attitudes do not affect student online loan decisions.
| Item Type: | Thesis (S1) |
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| NIM/NIDN Creators: | 43120120033 |
| Uncontrolled Keywords: | Financial Literacy, Hedonic Lifestyle, Personal Financial Attitudes, and Students’ Online Loan Decisions. |
| Subjects: | 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan 300 Social Science/Ilmu-ilmu Sosial > 330 Economics/Ilmu Ekonomi > 332 Financial Economics, Finance/Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan > 332.7 Credit/Kredit |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | Haqi ar rachma nur |
| Date Deposited: | 02 Apr 2026 04:06 |
| Last Modified: | 02 Apr 2026 04:06 |
| URI: | http://repository.mercubuana.ac.id/id/eprint/101436 |
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