PENGARUH NILAI-NILAI KEARIFAN LOKAL TERHADAP KEPUTUSAN PEMBERIAN KREDIT PADA MASYARAKAT MISKIN

SAPUTRA, RIYAN RACHMAT (2020) PENGARUH NILAI-NILAI KEARIFAN LOKAL TERHADAP KEPUTUSAN PEMBERIAN KREDIT PADA MASYARAKAT MISKIN. S1-Sarjana thesis, Universitas Mercu Buana Jatisampurna.

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1. Halaman Judul.pdf

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2. Abstrak.pdf

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3. Surat Pernyataan Karya Sendiri.pdf

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4. Lembar Pengesahan.pdf

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5. Kata Pengantar.pdf

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6. Daftar Isi.pdf

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7. Daftar Tabel.pdf

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8. Daftar Gambar.pdf

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9. Daftar Lampiran.pdf

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15. Daftar Pustaka.pdf
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Abstract

ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh nilai-nilai kearfifan lokal yang diukur dengan faktor budaya dan faktor sosial (1) pengaruh faktor budaya terhadap keputusan karyawan dalam memberikan kredit, (2) pengaruh faktor sosial terhadap keputusan keputusan karyawan dalam memberikan kredit, (3) pengaruh prosedur kredit keputusan karyawan dalam memberikan kredit. Penelitian ini termasuk ke dalam penelitian kausal kuantitatif. Populasi dalam penelitian ini adalah karyawan PT XYZ yang berjumlah 246 orang. Teknik pengambilan sampel menggunakan teknik sampling menggunakan rumus solvin sebanyak 152 responden. Variabel dalam penelitian ini adalah karyawan dalam memberikan kredit (Y), faktor budaya (X1), faktor sosial (X2), dan prosedur kredit (X3). Teknik pengumpulan data menggunakan kuesioner. Uji validitas instrumen menggunakan product moment dan uji reliabilitas menggunakan rumus cronbach's alpha. Uji prasyarat analisis meliputi uji normalitas dan uji linearitas. Uji asumsi klasik meliputi uji heteroskedastisitas dan uji multikolinearitas. Uji hipotesis menggunakan analisis regresi sederhana dan analisis regresi berganda. Hasil penelitian menunjukkan bahwa (1) tidak terdapat pengaruh positif dan signifikan faktor budaya terhadap keputusan karyawan dalam memberikan kredit dengan thitung (0,793) lebih kecil daripada ttabel (1,653) (2) terdapat pengaruh positif dan signifikan faktor sosial terhadap keputusan karyawan dalam memberikan kredit dengan thitung (3,693) lebih besar daripada ttabel (1,653), (3) terdapat pengaruh positif dan signifikan prosedur kredit terhadap keputusan karyawan dalam memberikan kredit dengan thitung (8,675) lebih besar daripada ttabel (1,653). Kata Kunci: Faktor Budaya, Faktor Sosial, Prosedur Kredit, Keputusan Karyawan. ABSTRACT The aim of this study is to determine the effect of local wisdom values measured by cultural factors and social factors (1) the influence of cultural factors on employee decisions in giving credit, (2) the influence of social factors on employee decision decisions in giving credit, (3) influence credit procedures for employee decisions in giving credit. This research is included in quantitative causal research. The population in this study were PT XYZ employees totaling 246 people. The sampling technique uses a sampling technique using a solvin formula of 152 respondents. The variables in this study are employees in giving credit (Y), cultural factors (X1), social factors (X2), and credit procedures (X3). Data collection techniques using questionnaires. Test the validity of the instrument using product moment and reliability testing using the Cronbach's alpha formula. Analysis prerequisite tests include normality test and linearity test. Classic assumption test includes Heteroscedasticity test and Multicollinearity test. Hypothesis testing using simple regression analysis and multiple regression analysis. The results showed that (1) there was no positive and significant influence on cultural factors on employee decisions in giving credit with tcount (0.793) smaller than ttable (1.653) (2) there were positive and significant social factors on employee decisions in providing credit with tcount (3,693) is greater than ttable (1,653), (3) there is a positive and significant influence on credit procedures on employee decisions in giving credit with tcount (8,675) greater than ttable (1,653). Keywords: Cultural Factor, Social Factor, Credit Procedure, Decision Of Giving Credit

Item Type: Thesis (S1-Sarjana)
Call Number CD: FE/AK 18 022
NIM: 43216310082
Uncontrolled Keywords: Faktor Budaya, Faktor Sosial, Prosedur Kredit, Keputusan Karyawan.
Subjects: 000 Computer Science, Information and General Works/Ilmu Komputer, Informasi, dan Karya Umum > 000. Computer Science, Information and General Works/Ilmu Komputer, Informasi, dan Karya Umum > 005 Computer Programmming, Programs, Data/Pemprograman Komputer, Program, Data > 005.3 Programs/Program
600 Technology/Teknologi > 650 Management, Public Relations, Business and Auxiliary Service/Manajemen, Hubungan Masyarakat, Bisnis dan Ilmu yang Berkaitan > 658 General Management/Manajemen Umum > 658.8 Marketing, Management of Distribution/Marketing, Manajemen Distribusi
Divisions: Fakultas Ekonomi dan Bisnis > Akuntansi
Depositing User: Nasruddin Mansyur S.Hum
Date Deposited: 27 Nov 2020 05:36
Last Modified: 27 Nov 2020 05:36
URI: http://repository.mercubuana.ac.id/id/eprint/58379

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